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CSRLF vs ADC: Dividend Comparison 2026

CSRLF yields 4.00% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $155.4K in total portfolio value· pulled ahead in Year 2
10 years
CSRLF
CSRLF
● Live price
4.00%
Share price
$5.75
Annual div
$0.23
5Y div CAGR
-9.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$180.81
Full CSRLF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CSRLF vs ADC

📍 ADC pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSRLFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CSRLF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSRLF pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSRLF
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$153.69/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,524.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSRLF + ADC for your $10,000?

CSRLF: 50%ADC: 50%
100% ADC50/50100% CSRLF
Portfolio after 10yr
$101.2K
Annual income
$40,489.06/yr
Blended yield
39.99%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CSRLF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
6.0
Piotroski
6/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSRLF buys
0
ADC buys
0
No recent congressional trades found for CSRLF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSRLFADC
Forward yield4.00%4.13%
Annual dividend / share$0.23$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-9.2%40.4%
Portfolio after 10y$23.5K$178.9K
Annual income after 10y$180.81$80,797.29
Total dividends collected$2.7K$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: CSRLF vs ADC ($10,000, DRIP)

YearCSRLF PortfolioCSRLF Income/yrADC PortfolioADC Income/yrGap
1$11,063$363.20$10,990$580.36+$73.00CSRLF
2← crossover$12,179$340.98$12,301$860.26$122.00ADC
3$13,350$318.53$14,104$1,298.62$754.00ADC
4$14,580$296.29$16,691$2,008.16$2.1KADC
5$15,876$274.61$20,580$3,205.09$4.7KADC
6$17,241$253.74$26,754$5,330.02$9.5KADC
7$18,681$233.84$37,196$9,345.14$18.5KADC
8$20,204$215.02$56,244$17,523.09$36.0KADC
9$21,816$197.33$94,286$35,736.21$72.5KADC
10$23,524$180.81$178,949$80,797.29$155.4KADC

CSRLF vs ADC: Complete Analysis 2026

CSRLFStock

CSR Limited, together with its subsidiaries, engages in the manufacture and supply of building products for residential and commercial constructions in Australia and New Zealand. It operates through Building Products, Property, and Aluminium segments. The Building Products segment offers interior systems, including gyprock plasterboards, Martini acoustic insulation products, and Rondo rolled formed steel products, as well as Himmel and Potter interior systems that supplies ceiling tiles, aluminum partitions, and architectural hardware products; construction systems, such as Hebel autoclaved aerated concrete products, AFS walling systems, cladding systems, and Cemintel fiber cement; masonry and insulation solutions comprising Bradford insulations, Bradford energy solutions, Edmonds ventilation systems, and Monier roofing solutions; and bricks, including PGH Bricks and pavers. The company's Property segment sells former operating sites. This segment is also involved in the large-scale developments in New South Wales, Queensland, and Victoria. Its Aluminium segment offers aluminium ingots, billets, and slabs. CSR Limited was founded in 1855 and is headquartered in North Ryde, Australia.

Full CSRLF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.