HomeCompareCSRLF vs VYM

CSRLF vs VYM: Dividend Comparison 2026

CSRLF yields 4.00% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $4.3K in total portfolio value
10 years
CSRLF
CSRLF
● Live price
4.00%
Share price
$5.75
Annual div
$0.23
5Y div CAGR
-9.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$180.81
Full CSRLF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CSRLF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSRLFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSRLF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSRLF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSRLF
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$153.69/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $83.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSRLF + VYM for your $10,000?

CSRLF: 50%VYM: 50%
100% VYM50/50100% CSRLF
Portfolio after 10yr
$25.7K
Annual income
$229.68/yr
Blended yield
0.89%
📊

Analyst Conviction Gap

Where Wall Street is split right now

CSRLF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
6.0
Piotroski
6/9
VYM
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSRLF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSRLFVYM
Forward yield4.00%2.41%
Annual dividend / share$0.23$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-9.2%0%
Portfolio after 10y$23.5K$27.8K
Annual income after 10y$180.81$278.55
Total dividends collected$2.7K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CSRLF vs VYM ($10,000, DRIP)

YearCSRLF PortfolioCSRLF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,063$363.20$11,151$241.44$88.00VYM
2$12,179$340.98$12,413$246.79$234.00VYM
3$13,350$318.53$13,794$251.79$444.00VYM
4$14,580$296.29$15,306$256.47$726.00VYM
5$15,876$274.61$16,960$260.84$1.1KVYM
6$17,241$253.74$18,768$264.92$1.5KVYM
7$18,681$233.84$20,745$268.71$2.1KVYM
8$20,204$215.02$22,905$272.24$2.7KVYM
9$21,816$197.33$25,265$275.51$3.4KVYM
10$23,524$180.81$27,842$278.55$4.3KVYM

CSRLF vs VYM: Complete Analysis 2026

CSRLFStock

CSR Limited, together with its subsidiaries, engages in the manufacture and supply of building products for residential and commercial constructions in Australia and New Zealand. It operates through Building Products, Property, and Aluminium segments. The Building Products segment offers interior systems, including gyprock plasterboards, Martini acoustic insulation products, and Rondo rolled formed steel products, as well as Himmel and Potter interior systems that supplies ceiling tiles, aluminum partitions, and architectural hardware products; construction systems, such as Hebel autoclaved aerated concrete products, AFS walling systems, cladding systems, and Cemintel fiber cement; masonry and insulation solutions comprising Bradford insulations, Bradford energy solutions, Edmonds ventilation systems, and Monier roofing solutions; and bricks, including PGH Bricks and pavers. The company's Property segment sells former operating sites. This segment is also involved in the large-scale developments in New South Wales, Queensland, and Victoria. Its Aluminium segment offers aluminium ingots, billets, and slabs. CSR Limited was founded in 1855 and is headquartered in North Ryde, Australia.

Full CSRLF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.