HomeCompareCSU vs XYLD

CSU vs XYLD: Dividend Comparison 2026

CSU yields 5.96% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CSU wins by $4.4K in total portfolio value
10 years
CSU
CSU
● Live price
5.96%
Share price
$33.54
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.6K
Annual income
$872.07
Full CSU calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — CSU vs XYLD

📍 CSU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSUXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSU + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSU pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSU
Annual income on $10K today (after 15% tax)
$506.86/yr
After 10yr DRIP, annual income (after tax)
$741.26/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,994.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSU + XYLD for your $10,000?

CSU: 50%XYLD: 50%
100% XYLD50/50100% CSU
Portfolio after 10yr
$27.5K
Annual income
$2,045.54/yr
Blended yield
7.45%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CSU right now

CSU
Analyst Ratings
3
Buy
2
Hold
1
Sell
Consensus: Buy
Altman Z
-0.2
Piotroski
4/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSU buys
0
XYLD buys
0
No recent congressional trades found for CSU or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSUXYLD
Forward yield5.96%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.6K$25.3K
Annual income after 10y$872.07$3,219.02
Total dividends collected$7.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CSU vs XYLD ($10,000, DRIP)

YearCSU PortfolioCSU Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,296$596.30$10,818$1,098.39+$478.00CSU
2$12,717$629.53$11,738$1,222.51+$979.00CSU
3$14,269$662.32$12,774$1,364.64+$1.5KCSU
4$15,962$694.56$13,944$1,527.86+$2.0KCSU
5$17,806$726.16$15,270$1,715.87+$2.5KCSU
6$19,809$757.03$16,775$1,933.09+$3.0KCSU
7$21,983$787.11$18,490$2,184.87+$3.5KCSU
8$24,338$816.34$20,450$2,477.63+$3.9KCSU
9$26,887$844.67$22,697$2,819.19+$4.2KCSU
10$29,641$872.07$25,280$3,219.02+$4.4KCSU

CSU vs XYLD: Complete Analysis 2026

CSUStock

Capital Senior Living Corporation develops, owns, operates, and manages senior housing communities in the United States. The company provides independent living services, which include daily meals, transportation, social and recreational activities, laundry, housekeeping, and 24-hour staffing; and access to health screenings, periodic special services, and dietary and similar programs, as well as exercise and fitness classes. It also offers assisted living services consist of personal care services, such as assistance with activities of daily living, including ambulation, bathing, dressing, eating, grooming, personal hygiene, and monitoring or assistance with medications; support services, including meals, assistance with social and recreational activities, laundry, general housekeeping, maintenance, and transportation services; and supplemental services, which include extra transportation, personal maintenance, and extra laundry, as well as special care services for residents with various forms of dementia. In addition, the company provides memory care services; and home care services through third-party providers. As of December 31, 2019, it operated 126 senior housing communities in 23 states with an aggregate capacity of approximately 16,000 residents, including 80 owned and 46 leased senior housing communities. Capital Senior Living Corporation was founded in 1990 and is headquartered in Dallas, Texas.

Full CSU Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.