Is CSUAY or XYLD a better dividend investment in 2026?

CSUAY currently yields 7.10% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CSUAY and XYLD?

CSUAY has a forward dividend yield of 7.10% ($1.68/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.88 percentage points.

Home › Compare › CSUAY vs XYLD

CSUAY vs XYLD: Dividend Comparison 2026

CSUAY yields 7.10% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CSUAY wins by $48671.72M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CSUAY

● Live price

7.10%

Share price

$23.73

Annual div

$1.68

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$48671.74M

Annual income

$47,389,202,160.67

Full CSUAY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CSUAY vs XYLD

📍 CSUAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CSUAY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CSUAY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CSUAY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSUAY

Annual income on $10K today (after 15% tax)

$603.34/yr

After 10yr DRIP, annual income (after tax)

$40,280,821,836.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CSUAY beats the other by $40,280,819,100.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CSUAY + XYLD for your $10,000?

CSUAY: 50%XYLD: 50%

100% XYLD50/50100% CSUAY

Portfolio after 10yr

$24335.88M

Annual income

$23,694,602,689.85/yr

Blended yield

97.36%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CSUAY

Analyst Ratings

Hold

Consensus: Hold

Price Target

$32.50

+37.0% upside vs current

Range: $32.50 — $32.50

Altman Z

4.2

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSUAY buys

XYLD buys

No recent congressional trades found for CSUAY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCSUAYXYLD

Forward yield	7.10%	10.98% ✓
Annual dividend / share	$1.68	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$48671.74M ✓	$25.3K
Annual income after 10y	$47,389,202,160.67 ✓	$3,219.02
Total dividends collected	$48583.69M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CSUAY vs XYLD ($10,000, DRIP)

Year	CSUAY Portfolio	CSUAY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,120	$1,419.63	$10,818	$1,098.39	+$1.3K → CSUAY
2	$16,184	$3,215.97	$11,738	$1,222.51	+$4.4K → CSUAY
3	$25,344	$8,027.00	$12,774	$1,364.64	+$12.6K → CSUAY
4	$50,614	$23,495.63	$13,944	$1,527.86	+$36.7K → CSUAY
5	$141,862	$87,705.65	$15,270	$1,715.87	+$126.6K → CSUAY
6	$611,280	$459,487.28	$16,775	$1,933.09	+$594.5K → CSUAY
7	$4,354,849	$3,700,779.29	$18,490	$2,184.87	+$4.34M → CSUAY
8	$53,939,885	$49,280,197.05	$20,450	$2,477.63	+$53.92M → CSUAY
9	$1,198,636,757	$1,140,921,080.38	$22,697	$2,819.19	+$1198.61M → CSUAY
10	$48,671,743,491	$47,389,202,160.67	$25,280	$3,219.02	+$48671.72M → CSUAY

CSUAY vs XYLD: Complete Analysis 2026

CSUAY — Stock

China Shenhua Energy Company Limited and its subsidiaries engage in the production and sales of coal and power; railway, port, and shipping transportation; and coal-to-olefins businesses in the People's Republic of China and internationally. It operates through six segments: Coal, Power, Railway, Port, Shipping, and Coal Chemical. The Coal segment produces coal from surface and underground mines; and sells coal to power plants, metallurgical and coal chemical producers, and provincial/regional electric grid companies. As of December 31, 2021, this segment had the recoverable coal reserves of 14.15 billion tones. The Power segment generates electric power through thermal, wind, water, and gas; and sells electric power to power grid companies. The Railway segment provides railway transportation services. The Port segment offers loading, transportation, and storage services. The Shipping segment provides shipment transportation services. The Coal Chemical segment produces and sells methanol; and polyethylene and polypropylene, as well as other by-products. The company was incorporated in 2004 and is based in Beijing, the People's Republic of China. China Shenhua Energy Company Limited is a subsidiary of China Energy Investment Corporation Limited.

Full CSUAY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.