Is CSWC or ES a better dividend investment in 2026?

CSWC currently yields 4.00% with a 5% 5-year dividend growth rate. ES yields 4.45% with 5% growth. The better choice depends on your goal: ES offers higher current income.

What is the dividend yield difference between CSWC and ES?

CSWC has a forward dividend yield of 4.00% ($2.00/share annually). ES yields 4.45% ($3.04/share annually). The yield gap is 0.45 percentage points.

Home › Compare › CSWC vs ES

CSWC vs ES: Dividend Comparison 2026

CSWC yields 4.00% · ES yields 4.45%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ES wins by $74.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CSWC

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full CSWC calculator →

● Live price

4.45%

Share price

$68.41

Annual div

$3.05

5Y div CAGR

33.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$102.4K

Annual income

$29,915.45

Full ES calculator →

Portfolio growth — CSWC vs ES

📍 ES pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CSWC	ES
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CSWC + ES cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CSWC pays

ES pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSWC

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

Annual income on $10K today (after 15% tax)

$378.34/yr

After 10yr DRIP, annual income (after tax)

$25,428.13/yr

At 15% tax rate, ES beats the other by $24,663.82/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSWC + ES for your $10,000?

CSWC: 50%ES: 50%

100% ES50/50100% CSWC

Portfolio after 10yr

$65.2K

Annual income

$15,407.32/yr

Blended yield

23.63%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CSWC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$22.17

-55.7% upside vs current

Range: $21.50 — $23.00

Altman Z

0.8

Piotroski

6/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$73.14

+6.9% upside vs current

Range: $60.00 — $80.00

Altman Z

0.7

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSWC buys

ES buys

No recent congressional trades found for CSWC or ES in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCSWCES

Forward yield	4.00%	4.45% ✓
Annual dividend / share	$2.00	$3.05 ✓
Payout ratio	50%	50%
1-year div growth	5% ✓	0%
5-year div CAGR	5%	33.7% ✓
Portfolio after 10y	$28.0K	$102.4K ✓
Annual income after 10y	$899.19	$29,915.45 ✓
Total dividends collected	$6.4K	$73.7K ✓
Payment frequency	quarterly	quarterly
Sector	BDC	Stock
Analyst consensus	Buy	Hold
Analyst price target	$22.17	$73.14 ✓

Year-by-year: CSWC vs ES ($10,000, DRIP)

Year	CSWC Portfolio	CSWC Income/yr	ES Portfolio	ES Income/yr	Gap
1← crossover	$11,120	$420.00	$11,295	$595.11	$175.00 → ES
2	$12,357	$458.31	$12,926	$839.92	$569.00 → ES
3	$13,721	$499.76	$15,032	$1,201.01	$1.3K → ES
4	$15,227	$544.58	$17,829	$1,745.20	$2.6K → ES
5	$16,885	$593.02	$21,663	$2,586.51	$4.8K → ES
6	$18,713	$645.34	$27,107	$3,927.03	$8.4K → ES
7	$20,724	$701.81	$35,144	$6,139.95	$14.4K → ES
8	$22,938	$762.73	$47,551	$9,946.91	$24.6K → ES
9	$25,372	$828.41	$67,697	$16,816.79	$42.3K → ES
10	$28,047	$899.19	$102,351	$29,915.45	$74.3K → ES

CSWC vs ES: Complete Analysis 2026

CSWC — BDC

CSWC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CSWC shares.

Full CSWC Calculator →

ES — Stock

Eversource Energy, a public utility holding company, engages in the energy delivery business. The company operates through Electric Distribution, Electric Transmission, Natural Gas Distribution, and Water Distribution segments. It is involved in the transmission and distribution of electricity; solar power facilities; and distribution of natural gas. The company operates regulated water utilities that provide water services to approximately 226,000 customers. It serves residential, commercial, industrial, municipal and fire protection, and other customers in Connecticut, Massachusetts, and New Hampshire. The company was formerly known as Northeast Utilities and changed its name to Eversource Energy in April 2015. Eversource Energy is based in Springfield, Massachusetts.

Full ES Calculator →

📬

Get this CSWC vs ES comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CSWC vs SCHD CSWC vs JEPI CSWC vs O CSWC vs KO CSWC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.