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CSWI vs PM: Dividend Comparison 2026

CSWI yields 0.35% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $8.5K in total portfolio value
10 years
CSWI
CSWI
● Live price
0.35%
Share price
$305.10
Annual div
$1.08
5Y div CAGR
66.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.1K
Annual income
$9,181.25
Full CSWI calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — CSWI vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSWIPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSWI + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSWI pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSWI
Annual income on $10K today (after 15% tax)
$30.09/yr
After 10yr DRIP, annual income (after tax)
$7,804.06/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, CSWI beats the other by $5,685.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSWI + PM for your $10,000?

CSWI: 50%PM: 50%
100% PM50/50100% CSWI
Portfolio after 10yr
$45.3K
Annual income
$5,836.63/yr
Blended yield
12.87%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

CSWI
Analyst Ratings
4
Buy
4
Hold
Consensus: Buy
Price Target
$283.50
-7.1% upside vs current
Range: $157.00 — $410.00
Altman Z
3.8
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSWI buys
0
PM buys
0
No recent congressional trades found for CSWI or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSWIPM
Forward yield0.35%3.48%
Annual dividend / share$1.08$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR66.1%17.2%
Portfolio after 10y$41.1K$49.6K
Annual income after 10y$9,181.25$2,492.02
Total dividends collected$19.6K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$283.50$194.30

Year-by-year: CSWI vs PM ($10,000, DRIP)

YearCSWI PortfolioCSWI Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,759$58.80$11,648$408.29$889.00PM
2$11,610$98.20$13,589$495.90$2.0KPM
3$12,587$164.50$15,877$603.21$3.3KPM
4$13,745$276.85$18,580$734.88$4.8KPM
5$15,177$469.30$21,781$896.75$6.6KPM
6$17,043$804.38$25,578$1,096.12$8.5KPM
7$19,639$1,402.25$30,092$1,342.17$10.5KPM
8$23,522$2,508.23$35,470$1,646.46$11.9KPM
9$29,832$4,663.45$41,892$2,023.58$12.1KPM
10$41,101$9,181.25$49,578$2,492.02$8.5KPM

CSWI vs PM: Complete Analysis 2026

CSWIStock

CSW Industrials, Inc. operates as a diversified industrial company in the United States and internationally. It operates through three segments: Contractor Solutions, Engineered Building Solutions, and Specialized Reliability Solutions. The Contractor Solutions segment provides cements, diffusers, grilles, registers, solvents, thread sealants, traps, and vents for use in HVAC/R, plumbing, general industrial, architecturally, and specified building products. The Engineered Building Solutions segment offers architectural railings and associated services; fire and smoke protection solutions; and pre-engineered and custom architectural building components for use in architecturally specified building products. The Specialized Reliability Solutions segment provides compounds, lubricants, lubricant management products, and sealants; and contamination control, industrial maintenance and repair, and operations solutions for use in energy, general industrial, mining, and railing markets. The company was incorporated in 2014 and is headquartered in Dallas, Texas.

Full CSWI Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.