Is CSWYY or SCHD a better dividend investment in 2026?

CSWYY currently yields 6.38% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: CSWYY offers higher current income.

What is the dividend yield difference between CSWYY and SCHD?

CSWYY has a forward dividend yield of 6.38% ($1.23/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.92 percentage points.

Home › Compare › CSWYY vs SCHD

CSWYY vs SCHD: Dividend Comparison 2026

CSWYY yields 6.38% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $8.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CSWYY

● Live price

6.38%

Share price

$19.25

Annual div

$1.23

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$0.66

Full CSWYY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — CSWYY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CSWYY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CSWYY + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CSWYY pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSWYY

Annual income on $10K today (after 15% tax)

$542.42/yr

After 10yr DRIP, annual income (after tax)

$0.56/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $361.50/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSWYY + SCHD for your $10,000?

CSWYY: 50%SCHD: 50%

100% SCHD50/50100% CSWYY

Portfolio after 10yr

$24.9K

Annual income

$213.30/yr

Blended yield

0.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSWYY buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCSWYYSCHD

Forward yield	6.38% ✓	3.46%
Annual dividend / share	$1.23 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.8K	$29.0K ✓
Annual income after 10y	$0.66	$425.95 ✓
Total dividends collected	$650.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CSWYY vs SCHD ($10,000, DRIP)

Year	CSWYY Portfolio	CSWYY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,019	$319.07	$11,226	$346.36	$207.00 → SCHD
2	$11,955	$164.29	$12,572	$357.38	$617.00 → SCHD
3	$12,875	$83.29	$14,046	$367.84	$1.2K → SCHD
4	$13,818	$41.92	$15,660	$377.73	$1.8K → SCHD
5	$14,806	$21.02	$17,425	$387.07	$2.6K → SCHD
6	$15,853	$10.53	$19,354	$395.86	$3.5K → SCHD
7	$16,968	$5.27	$21,461	$404.13	$4.5K → SCHD
8	$18,159	$2.63	$23,762	$411.89	$5.6K → SCHD
9	$19,431	$1.32	$26,272	$419.15	$6.8K → SCHD
10	$20,792	$0.66	$29,010	$425.95	$8.2K → SCHD

CSWYY vs SCHD: Complete Analysis 2026

CSWYY — Stock

China Shineway Pharmaceutical Group Limited, an investment holding company, engages in the research and development, manufacture, and trade of Chinese medicines in the People's Republic of China and Hong Kong. The company offers modern Chinese medicines in the form of soft capsules, granules, and injections, as well as TCM Formula Granules in various therapeutic areas, including cardio-cerebrovascular, anti-viral, orthopedics, pediatrics, gynecology, and gastroenterology. It also trades in agricultural products. The company was incorporated in 2004 and is headquartered in Shijiazhuang, the People's Republic of China. China Shineway Pharmaceutical Group Limited is a subsidiary of Forway Investment Limited.

Full CSWYY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this CSWYY vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CSWYY vs JEPI CSWYY vs O CSWYY vs KO CSWYY vs MAIN CSWYY vs VYM CSWYY vs DGRO CSWYY vs VIG CSWYY vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.