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CSX vs NOW: Dividend Comparison 2026

CSX yields 1.32% · NOW yields 1.91%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CSX wins by $42.4K in total portfolio value
10 years
CSX
CSX
● Live price
1.32%
Share price
$40.30
Annual div
$0.53
5Y div CAGR
50.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.9K
Annual income
$18,410.40
Full CSX calculator →
NOW
NOW
● Live price
1.91%
Share price
$104.97
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.5K
Annual income
$215.52
Full NOW calculator →

Portfolio growth — CSX vs NOW

📍 CSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSXNOW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSX + NOW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSX pays
NOW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSX
Annual income on $10K today (after 15% tax)
$111.79/yr
After 10yr DRIP, annual income (after tax)
$15,648.84/yr
NOW
Annual income on $10K today (after 15% tax)
$161.95/yr
After 10yr DRIP, annual income (after tax)
$183.19/yr
At 15% tax rate, CSX beats the other by $15,465.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSX + NOW for your $10,000?

CSX: 50%NOW: 50%
100% NOW50/50100% CSX
Portfolio after 10yr
$43.7K
Annual income
$9,312.96/yr
Blended yield
21.32%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NOW right now

CSX
Analyst Ratings
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$39.00
-3.2% upside vs current
Range: $30.00 — $45.00
Altman Z
2.4
Piotroski
5/9
NOW
Analyst Ratings
58
Buy
8
Hold
1
Sell
Consensus: Buy
Price Target
$196.29
+87.0% upside vs current
Range: $115.00 — $263.00
Altman Z
6.1
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSX buys
0
NOW buys
0
No recent congressional trades found for CSX or NOW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSXNOW
Forward yield1.32%1.91%
Annual dividend / share$0.53$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.4%0%
Portfolio after 10y$64.9K$22.5K
Annual income after 10y$18,410.40$215.52
Total dividends collected$41.0K$2.0K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusBuyBuy
Analyst price target$39.00$196.29

Year-by-year: CSX vs NOW ($10,000, DRIP)

YearCSX PortfolioCSX Income/yrNOW PortfolioNOW Income/yrGap
1← crossover$10,898$197.80$10,891$190.53+$7.00CSX
2$11,964$302.99$11,847$193.92+$117.00CSX
3$13,269$467.53$12,873$197.15+$396.00CSX
4$14,926$728.85$13,975$200.22+$951.00CSX
5$17,124$1,152.46$15,156$203.13+$2.0KCSX
6$20,181$1,858.37$16,423$205.89+$3.8KCSX
7$24,672$3,078.48$17,781$208.50+$6.9KCSX
8$31,689$5,290.13$19,236$210.97+$12.5KCSX
9$43,458$9,550.75$20,796$213.31+$22.7KCSX
10$64,910$18,410.40$22,468$215.52+$42.4KCSX

CSX vs NOW: Complete Analysis 2026

CSXStock

CSX Corporation, together with its subsidiaries, provides rail-based freight transportation services. The company offers rail services; and transportation of intermodal containers and trailers, as well as other transportation services, such as rail-to-truck transfers and bulk commodity operations. It transports chemicals, agricultural and food products, automotive, minerals, forest products, fertilizers, and metals and equipment; and coal, coke, and iron ore to electricity-generating power plants, steel manufacturers, and industrial plants, as well as exports coal to deep-water port facilities. The company also offers intermodal transportation services through a network of approximately 30 terminals transporting manufactured consumer goods in containers; and drayage services, including the pickup and delivery of intermodal shipments. It serves the automotive industry with distribution centers and storage locations, as well as connects non-rail served customers through transferring products, such as plastics and ethanol from rail to trucks. The company operates approximately 19,500 route mile rail network, which serves various population centers in 23 states east of the Mississippi River, the District of Columbia, and the Canadian provinces of Ontario and Quebec, as well as owns and leases approximately 3,500 locomotives. It also serves production and distribution facilities through track connections. CSX Corporation was incorporated in 1978 and is headquartered in Jacksonville, Florida.

Full CSX Calculator →

NOWStock

ServiceNow, Inc. provides enterprise cloud computing solutions that defines, structures, consolidates, manages, and automates services for enterprises worldwide. It operates the Now platform for workflow automation, artificial intelligence, machine learning, robotic process automation, performance analytics, electronic service catalogs and portals, configuration management systems, data benchmarking, encryption, and collaboration and development tools. The company also provides information technology (IT) service management applications; IT service management product suite for enterprise's employees, customers, and partners; IT business management product suite; IT operations management product that connects a customer's physical and cloud-based IT infrastructure; IT Asset Management to automate IT asset lifecycles; and security operations that connects with internal and third party. In addition, it offers governance, risk, and compliance product to manage risk and resilience; human resources, legal, and workplace service delivery products; safe workplace applications; customer service management product; and field service management applications. Further, it provides App Engine product; IntegrationHub enables application to extend workflows; and professional, industry solutions, and customer support services. It serves government, financial services, healthcare, telecommunications, manufacturing, IT services, technology, oil and gas, education, and consumer products through direct sales team and resale partners. It has a strategic partnership with Celonis to help customers identify and prioritize processes that are suitable for automation. The company was formerly known as Service-now.com and changed its name to ServiceNow, Inc. in May 2012. The company was founded in 2004 and is headquartered in Santa Clara, California.

Full NOW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.