Is CTAQU or XYLD a better dividend investment in 2026?

CTAQU currently yields 19.63% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CTAQU offers higher current income.

What is the dividend yield difference between CTAQU and XYLD?

CTAQU has a forward dividend yield of 19.63% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.65 percentage points.

Home › Compare › CTAQU vs XYLD

CTAQU vs XYLD: Dividend Comparison 2026

CTAQU yields 19.63% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CTAQU wins by $46.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CTAQU

● Live price

19.63%

Share price

$10.19

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$71.4K

Annual income

$6,474.72

Full CTAQU calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CTAQU vs XYLD

📍 CTAQU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CTAQU	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CTAQU + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CTAQU pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTAQU

Annual income on $10K today (after 15% tax)

$1,668.30/yr

After 10yr DRIP, annual income (after tax)

$5,503.51/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CTAQU beats the other by $2,767.35/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CTAQU + XYLD for your $10,000?

CTAQU: 50%XYLD: 50%

100% XYLD50/50100% CTAQU

Portfolio after 10yr

$48.3K

Annual income

$4,846.87/yr

Blended yield

10.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTAQU buys

XYLD buys

No recent congressional trades found for CTAQU or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCTAQUXYLD

Forward yield	19.63% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$71.4K ✓	$25.3K
Annual income after 10y	$6,474.72 ✓	$3,219.02
Total dividends collected	$40.2K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CTAQU vs XYLD ($10,000, DRIP)

Year	CTAQU Portfolio	CTAQU Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,663	$1,962.71	$10,818	$1,098.39	+$1.8K → CTAQU
2	$15,872	$2,322.73	$11,738	$1,222.51	+$4.1K → CTAQU
3	$19,704	$2,720.92	$12,774	$1,364.64	+$6.9K → CTAQU
4	$24,240	$3,156.85	$13,944	$1,527.86	+$10.3K → CTAQU
5	$29,566	$3,629.54	$15,270	$1,715.87	+$14.3K → CTAQU
6	$35,773	$4,137.45	$16,775	$1,933.09	+$19.0K → CTAQU
7	$42,956	$4,678.56	$18,490	$2,184.87	+$24.5K → CTAQU
8	$51,213	$5,250.41	$20,450	$2,477.63	+$30.8K → CTAQU
9	$60,648	$5,850.17	$22,697	$2,819.19	+$38.0K → CTAQU
10	$71,369	$6,474.72	$25,280	$3,219.02	+$46.1K → CTAQU

CTAQU vs XYLD: Complete Analysis 2026

CTAQU — Stock

Carney Technology Acquisition Corp. II does not have significant operations. The company intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. The company focuses on searching for a potential business combination target in the technology industry. Carney Technology Acquisition Corp. II was incorporated in 2020 and is based in Palo Alto, California.

Full CTAQU Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CTAQU vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CTAQU vs SCHD CTAQU vs JEPI CTAQU vs O CTAQU vs KO CTAQU vs MAIN CTAQU vs QYLD CTAQU vs JEPQ CTAQU vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.