Is CTCT or XYLD a better dividend investment in 2026?

CTCT currently yields 6.25% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CTCT and XYLD?

CTCT has a forward dividend yield of 6.25% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 4.95 percentage points.

Home › Compare › CTCT vs XYLD

CTCT vs XYLD: Dividend Comparison 2026

CTCT yields 6.25% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CTCT wins by $4.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CTCT

● Live price

6.25%

Share price

$32.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.2K

Annual income

$930.13

Full CTCT calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — CTCT vs XYLD

📍 CTCT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CTCT	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CTCT + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

CTCT pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTCT

Annual income on $10K today (after 15% tax)

$531.08/yr

After 10yr DRIP, annual income (after tax)

$790.61/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,057.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CTCT + XYLD for your $10,000?

CTCT: 50%XYLD: 50%

100% XYLD50/50100% CTCT

Portfolio after 10yr

$28.0K

Annual income

$2,140.57/yr

Blended yield

7.63%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTCT buys

XYLD buys

No recent congressional trades found for CTCT or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCTCTXYLD

Forward yield	6.25%	11.20% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.2K ✓	$25.9K
Annual income after 10y	$930.13	$3,351.03 ✓
Total dividends collected	$7.8K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CTCT vs XYLD ($10,000, DRIP)

Year	CTCT Portfolio	CTCT Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,325	$624.80	$10,840	$1,120.44	+$485.00 → CTCT
2	$12,779	$661.29	$11,786	$1,249.59	+$993.00 → CTCT
3	$14,371	$697.38	$12,854	$1,397.78	+$1.5K → CTCT
4	$16,110	$732.95	$14,063	$1,568.33	+$2.0K → CTCT
5	$18,005	$767.88	$15,434	$1,765.19	+$2.6K → CTCT
6	$20,068	$802.09	$16,995	$1,993.14	+$3.1K → CTCT
7	$22,308	$835.48	$18,777	$2,257.95	+$3.5K → CTCT
8	$24,737	$867.99	$20,818	$2,566.58	+$3.9K → CTCT
9	$27,369	$899.56	$23,163	$2,927.50	+$4.2K → CTCT
10	$30,214	$930.13	$25,865	$3,351.03	+$4.3K → CTCT

CTCT vs XYLD: Complete Analysis 2026

CTCT — Stock

Constant Contact, Inc. is an online marketing company that provides email marketing services, social media campaigns, and other digital marketing tools primarily for small businesses and nonprofits. The company was founded in 1995 as Roving Software and changed its name to Constant Contact in 2004. It went public in 2007 and was later acquired by Endurance International Group in 2015.

Full CTCT Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.