Is CTHCX or QYLD a better dividend investment in 2026?

CTHCX currently yields 4.19% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CTHCX and QYLD?

CTHCX has a forward dividend yield of 4.19% ($3.43/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.73 percentage points.

Home › Compare › CTHCX vs QYLD

CTHCX vs QYLD: Dividend Comparison 2026

CTHCX yields 4.19% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CTHCX wins by $886.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

CTHCX

● Live price

4.19%

Share price

$81.92

Annual div

$3.43

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$548.00

Full CTHCX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CTHCX vs QYLD

📍 CTHCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CTHCX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CTHCX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CTHCX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTHCX

Annual income on $10K today (after 15% tax)

$356.04/yr

After 10yr DRIP, annual income (after tax)

$465.80/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,344.61/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CTHCX + QYLD for your $10,000?

CTHCX: 50%QYLD: 50%

100% QYLD50/50100% CTHCX

Portfolio after 10yr

$25.8K

Annual income

$3,103.66/yr

Blended yield

12.01%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTHCX buys

QYLD buys

No recent congressional trades found for CTHCX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCTHCXQYLD

Forward yield	4.19%	11.92% ✓
Annual dividend / share	$3.43 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.3K ✓	$25.4K
Annual income after 10y	$548.00	$5,659.31 ✓
Total dividends collected	$4.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CTHCX vs QYLD ($10,000, DRIP)

Year	CTHCX Portfolio	CTHCX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,119	$418.86	$10,352	$1,192.36	+$767.00 → CTHCX
2	$12,332	$435.26	$10,830	$1,347.57	+$1.5K → CTHCX
3	$13,647	$451.19	$11,460	$1,539.07	+$2.2K → CTHCX
4	$15,069	$466.61	$12,275	$1,777.84	+$2.8K → CTHCX
5	$16,605	$481.52	$13,323	$2,078.95	+$3.3K → CTHCX
6	$18,263	$495.90	$14,667	$2,463.34	+$3.6K → CTHCX
7	$20,052	$509.74	$16,396	$2,960.57	+$3.7K → CTHCX
8	$21,978	$523.04	$18,631	$3,612.97	+$3.3K → CTHCX
9	$24,053	$535.79	$21,548	$4,482.15	+$2.5K → CTHCX
10	$26,284	$548.00	$25,398	$5,659.31	+$886.00 → CTHCX

CTHCX vs QYLD: Complete Analysis 2026

CTHCX — Stock

The investment seeks capital appreciation. The fund invests at least 80% of its net assets (including the amount of any borrowings for investment purposes) in equity securities (including, but not limited to, common stocks, preferred stocks and securities convertible into common or preferred stocks) of technology companies that may benefit from technological improvements, advancements or developments. It invests at least 25% of the value of its total net assets at the time of purchase in the securities of issuers conducting their principal business activities in the technology and related group of industries.

Full CTHCX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.