Is CTRRF or HDV a better dividend investment in 2026?

CTRRF currently yields 5.55% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: CTRRF offers higher current income.

What is the dividend yield difference between CTRRF and HDV?

CTRRF has a forward dividend yield of 5.55% ($0.68/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 2.63 percentage points.

Home › Compare › CTRRF vs HDV

CTRRF vs HDV: Dividend Comparison 2026

CTRRF yields 5.55% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CTRRF wins by $11222.85M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CTRRF

● Live price

5.55%

Share price

$12.28

Annual div

$0.68

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$11222.88M

Annual income

$10,847,654,284.63

Full CTRRF calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — CTRRF vs HDV

📍 CTRRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CTRRF	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CTRRF + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CTRRF pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTRRF

Annual income on $10K today (after 15% tax)

$472.07/yr

After 10yr DRIP, annual income (after tax)

$9,220,506,141.94/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, CTRRF beats the other by $9,220,505,842.12/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CTRRF + HDV for your $10,000?

CTRRF: 50%HDV: 50%

100% HDV50/50100% CTRRF

Portfolio after 10yr

$5611.45M

Annual income

$5,423,827,318.68/yr

Blended yield

96.66%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTRRF buys

HDV buys

No recent congressional trades found for CTRRF or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCTRRFHDV

Forward yield	5.55% ✓	2.92%
Annual dividend / share	$0.68	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$11222.88M ✓	$24.3K
Annual income after 10y	$10,847,654,284.63 ✓	$352.73
Total dividends collected	$11196.75M ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CTRRF vs HDV ($10,000, DRIP)

Year	CTRRF Portfolio	CTRRF Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,811	$1,110.75	$11,002	$292.38	+$809.00 → CTRRF
2	$15,090	$2,452.11	$12,084	$300.36	+$3.0K → CTRRF
3	$22,002	$5,855.80	$13,250	$308.02	+$8.8K → CTRRF
4	$39,501	$15,959.18	$14,506	$315.35	+$25.0K → CTRRF
5	$95,822	$53,556.08	$15,858	$322.35	+$80.0K → CTRRF
6	$345,366	$242,835.93	$17,313	$329.04	+$328.1K → CTRRF
7	$2,005,500	$1,635,958.98	$18,878	$335.42	+$1.99M → CTRRF
8	$19,902,584	$17,756,699.15	$20,560	$341.49	+$19.88M → CTRRF
9	$350,674,245	$329,378,479.59	$22,367	$347.25	+$350.65M → CTRRF
10	$11,222,875,727	$10,847,654,284.63	$24,307	$352.73	+$11222.85M → CTRRF

CTRRF vs HDV: Complete Analysis 2026

CTRRF — Stock

CT Real Estate Investment Trust (TSX:CRT.UN) is an unincorporated, closed-end real estate investment trust formed to own income-producing commercial properties primarily located in Canada. Its portfolio is comprised of over 350 properties totaling approximately 29 million square feet of GLA, consisting primarily of net leased single-tenant retail properties located across Canada. Canadian Tire Corporation, Limited is CT REIT's most significant tenant.

Full CTRRF Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this CTRRF vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CTRRF vs SCHD CTRRF vs JEPI CTRRF vs O CTRRF vs KO CTRRF vs MAIN CTRRF vs VYM CTRRF vs DVY CTRRF vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.