Is CTSDF or QYLD a better dividend investment in 2026?

CTSDF currently yields 0.76% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CTSDF and QYLD?

CTSDF has a forward dividend yield of 0.76% ($0.03/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.16 percentage points.

Home › Compare › CTSDF vs QYLD

CTSDF vs QYLD: Dividend Comparison 2026

CTSDF yields 0.76% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.7K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

CTSDF

● Live price

0.76%

Share price

$4.32

Annual div

$0.03

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.7K

Annual income

$79.51

Full CTSDF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CTSDF vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CTSDF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CTSDF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CTSDF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTSDF

Annual income on $10K today (after 15% tax)

$64.34/yr

After 10yr DRIP, annual income (after tax)

$67.58/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,742.83/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CTSDF + QYLD for your $10,000?

CTSDF: 50%QYLD: 50%

100% QYLD50/50100% CTSDF

Portfolio after 10yr

$23.1K

Annual income

$2,869.41/yr

Blended yield

12.44%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CTSDF right now

CTSDF

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$8.00

+85.3% upside vs current

Range: $8.00 — $8.00

Altman Z

1.1

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTSDF buys

QYLD buys

No recent congressional trades found for CTSDF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCTSDFQYLD

Forward yield	0.76%	11.92% ✓
Annual dividend / share	$0.03	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.7K	$25.4K ✓
Annual income after 10y	$79.51	$5,659.31 ✓
Total dividends collected	$778.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CTSDF vs QYLD ($10,000, DRIP)

Year	CTSDF Portfolio	CTSDF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,776	$75.69	$10,352	$1,192.36	+$424.00 → CTSDF
2	$11,606	$76.23	$10,830	$1,347.57	+$776.00 → CTSDF
3	$12,495	$76.73	$11,460	$1,539.07	+$1.0K → CTSDF
4	$13,447	$77.21	$12,275	$1,777.84	+$1.2K → CTSDF
5	$14,466	$77.65	$13,323	$2,078.95	+$1.1K → CTSDF
6	$15,557	$78.07	$14,667	$2,463.34	+$890.00 → CTSDF
7	$16,724	$78.47	$16,396	$2,960.57	+$328.00 → CTSDF
8← crossover	$17,974	$78.84	$18,631	$3,612.97	$657.00 → QYLD
9	$19,311	$79.18	$21,548	$4,482.15	$2.2K → QYLD
10	$20,743	$79.51	$25,398	$5,659.31	$4.7K → QYLD

CTSDF vs QYLD: Complete Analysis 2026

CTSDF — Stock

Converge Technology Solutions Corp. provides software-enabled IT and cloud solutions for corporate and government institutions in the United States and Canada. Its solutions approach delivers advanced analytics, application modernization, cloud, cybersecurity, digital infrastructure, and digital workplace offerings to clients across various industries. The company engages in the networking, virtualization, storage, disaster recovery, and continuous replication of critical applications, infrastructure, data, and systems that assist clients in the deployment of data centres; assessment, design, architecture, and optimization of public and private cloud options; and provision of email, voice, and video communication technologies, as well as enterprise networking, security, and infrastructure products. It also offers desktop, laptops, computing peripherals, and other computing needs; mobile location-based technologies; and software solutions built using blockchain technology and solution architecture in the areas of privacy, access, and identity management. In addition, the company provides managed and hosted, cyber security, cloud computing and analytics, systems architecture, professional, staffing, and lifecycle and desktop recovery services. Converge Technology Solutions Corp. was incorporated in 2016 and is headquartered in Gatineau, Canada.

Full CTSDF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.