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CTSDF vs VYM: Dividend Comparison 2026

CTSDF yields 0.76% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.1K in total portfolio value
10 years
CTSDF
CTSDF
● Live price
0.76%
Share price
$4.32
Annual div
$0.03
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.7K
Annual income
$79.51
Full CTSDF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CTSDF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCTSDFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CTSDF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CTSDF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTSDF
Annual income on $10K today (after 15% tax)
$64.34/yr
After 10yr DRIP, annual income (after tax)
$67.58/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $169.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CTSDF + VYM for your $10,000?

CTSDF: 50%VYM: 50%
100% VYM50/50100% CTSDF
Portfolio after 10yr
$24.3K
Annual income
$179.02/yr
Blended yield
0.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CTSDF right now

CTSDF
Analyst Ratings
1
Buy
2
Hold
Consensus: Hold
Price Target
$8.00
+85.3% upside vs current
Range: $8.00 — $8.00
Altman Z
1.1
Piotroski
5/9
VYM
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTSDF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCTSDFVYM
Forward yield0.76%2.41%
Annual dividend / share$0.03$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.7K$27.8K
Annual income after 10y$79.51$278.55
Total dividends collected$778.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CTSDF vs VYM ($10,000, DRIP)

YearCTSDF PortfolioCTSDF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,776$75.69$11,151$241.44$375.00VYM
2$11,606$76.23$12,413$246.79$807.00VYM
3$12,495$76.73$13,794$251.79$1.3KVYM
4$13,447$77.21$15,306$256.47$1.9KVYM
5$14,466$77.65$16,960$260.84$2.5KVYM
6$15,557$78.07$18,768$264.92$3.2KVYM
7$16,724$78.47$20,745$268.71$4.0KVYM
8$17,974$78.84$22,905$272.24$4.9KVYM
9$19,311$79.18$25,265$275.51$6.0KVYM
10$20,743$79.51$27,842$278.55$7.1KVYM

CTSDF vs VYM: Complete Analysis 2026

CTSDFStock

Converge Technology Solutions Corp. provides software-enabled IT and cloud solutions for corporate and government institutions in the United States and Canada. Its solutions approach delivers advanced analytics, application modernization, cloud, cybersecurity, digital infrastructure, and digital workplace offerings to clients across various industries. The company engages in the networking, virtualization, storage, disaster recovery, and continuous replication of critical applications, infrastructure, data, and systems that assist clients in the deployment of data centres; assessment, design, architecture, and optimization of public and private cloud options; and provision of email, voice, and video communication technologies, as well as enterprise networking, security, and infrastructure products. It also offers desktop, laptops, computing peripherals, and other computing needs; mobile location-based technologies; and software solutions built using blockchain technology and solution architecture in the areas of privacy, access, and identity management. In addition, the company provides managed and hosted, cyber security, cloud computing and analytics, systems architecture, professional, staffing, and lifecycle and desktop recovery services. Converge Technology Solutions Corp. was incorporated in 2016 and is headquartered in Gatineau, Canada.

Full CTSDF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.