Is CTTPY or VYM a better dividend investment in 2026?

CTTPY currently yields 2.39% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VYM offers higher current income.

What is the dividend yield difference between CTTPY and VYM?

CTTPY has a forward dividend yield of 2.39% ($0.38/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.02 percentage points.

Home › Compare › CTTPY vs VYM

CTTPY vs VYM: Dividend Comparison 2026

CTTPY yields 2.39% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $4.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CTTPY

● Live price

2.39%

Share price

$15.90

Annual div

$0.38

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.2K

Annual income

$278.92

Full CTTPY calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — CTTPY vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CTTPY	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CTTPY + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Sep

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Oct

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Nov

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Dec

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CTTPY pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CTTPY

Annual income on $10K today (after 15% tax)

$203.17/yr

After 10yr DRIP, annual income (after tax)

$237.08/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, CTTPY beats the other by $0.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CTTPY + VYM for your $10,000?

CTTPY: 50%VYM: 50%

100% VYM50/50100% CTTPY

Portfolio after 10yr

$25.5K

Annual income

$278.73/yr

Blended yield

1.09%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CTTPY buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCTTPYVYM

Forward yield	2.39%	2.41% ✓
Annual dividend / share	$0.38	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.2K	$27.8K ✓
Annual income after 10y	$278.92 ✓	$278.55
Total dividends collected	$2.6K	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CTTPY vs VYM ($10,000, DRIP)

Year	CTTPY Portfolio	CTTPY Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$10,939	$239.03	$11,151	$241.44	$212.00 → VYM
2	$11,949	$244.36	$12,413	$246.79	$464.00 → VYM
3	$13,035	$249.47	$13,794	$251.79	$759.00 → VYM
4	$14,202	$254.33	$15,306	$256.47	$1.1K → VYM
5	$15,455	$258.97	$16,960	$260.84	$1.5K → VYM
6	$16,800	$263.39	$18,768	$264.92	$2.0K → VYM
7	$18,244	$267.58	$20,745	$268.71	$2.5K → VYM
8	$19,792	$271.56	$22,905	$272.24	$3.1K → VYM
9	$21,453	$275.34	$25,265	$275.51	$3.8K → VYM
10	$23,234	$278.92	$27,842	$278.55	$4.6K → VYM

CTTPY vs VYM: Complete Analysis 2026

CTTPY — Stock

CTT - Correios De Portugal, S.A., together with its subsidiaries, provides postal and financial services worldwide. The company operates through Mail, Express & Parcels, Financial Services & Retail, and Bank segments. The company was formerly known as Correio Publico. CTT - Correios De Portugal, S.A. was founded in 1520 and is headquartered in Lisbon, Portugal.

Full CTTPY Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.