HomeCompareCU vs SPHD

CU vs SPHD: Dividend Comparison 2026

CU yields 20.81% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CU wins by $50.2K in total portfolio value
10 years
CU
CU
● Live price
20.81%
Share price
$9.61
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.7K
Annual income
$7,341.96
Full CU calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CU vs SPHD

📍 CU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCUSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CU + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CU pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CU
Annual income on $10K today (after 15% tax)
$1,768.99/yr
After 10yr DRIP, annual income (after tax)
$6,240.67/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CU beats the other by $5,755.04/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CU + SPHD for your $10,000?

CU: 50%SPHD: 50%
100% SPHD50/50100% CU
Portfolio after 10yr
$51.6K
Annual income
$3,956.64/yr
Blended yield
7.66%
📊

Analyst Conviction Gap

Where Wall Street is split right now

CU
Analyst Ratings
1
Hold
Consensus: Hold
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CU buys
0
SPHD buys
0
No recent congressional trades found for CU or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCUSPHD
Forward yield20.81%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$76.7K$26.5K
Annual income after 10y$7,341.96$571.32
Total dividends collected$44.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CU vs SPHD ($10,000, DRIP)

YearCU PortfolioCU Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,781$2,081.17$11,133$432.85+$1.6KCU
2$16,162$2,485.96$12,363$450.36+$3.8KCU
3$20,231$2,937.84$13,695$467.39+$6.5KCU
4$25,084$3,436.94$15,138$483.90+$9.9KCU
5$30,823$3,982.63$16,697$499.88+$14.1KCU
6$37,554$4,573.59$18,382$515.31+$19.2KCU
7$45,390$5,207.84$20,198$530.17+$25.2KCU
8$54,450$5,882.80$22,157$544.46+$32.3KCU
9$64,857$6,595.35$24,266$558.18+$40.6KCU
10$76,739$7,341.96$26,536$571.32+$50.2KCU

CU vs SPHD: Complete Analysis 2026

CUStock

CU is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CU shares.

Full CU Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.