Is CUHCX or SPHD a better dividend investment in 2026?

CUHCX currently yields 0.03% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between CUHCX and SPHD?

CUHCX has a forward dividend yield of 0.03% ($0.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 3.97 percentage points.

Home › Compare › CUHCX vs SPHD

CUHCX vs SPHD: Dividend Comparison 2026

CUHCX yields 0.03% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $8.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CUHCX

● Live price

0.03%

Share price

$9.75

Annual div

$0.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.7K

Annual income

$2.67

Full CUHCX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — CUHCX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CUHCX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CUHCX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

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CUHCX pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CUHCX

Annual income on $10K today (after 15% tax)

$2.27/yr

After 10yr DRIP, annual income (after tax)

$2.27/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, SPHD beats the other by $762.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CUHCX + SPHD for your $10,000?

CUHCX: 50%SPHD: 50%

100% SPHD50/50100% CUHCX

Portfolio after 10yr

$23.9K

Annual income

$450.94/yr

Blended yield

1.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CUHCX buys

SPHD buys

No recent congressional trades found for CUHCX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCUHCXSPHD

Forward yield	0.03%	4.00% ✓
Annual dividend / share	$0.00	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$19.7K	$28.0K ✓
Annual income after 10y	$2.67	$899.19 ✓
Total dividends collected	$27.00 ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CUHCX vs SPHD ($10,000, DRIP)

Year	CUHCX Portfolio	CUHCX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,703	$2.67	$11,120	$420.00	$417.00 → SPHD
2	$11,455	$2.67	$12,357	$458.31	$902.00 → SPHD
3	$12,259	$2.67	$13,721	$499.76	$1.5K → SPHD
4	$13,120	$2.67	$15,227	$544.58	$2.1K → SPHD
5	$14,041	$2.67	$16,885	$593.02	$2.8K → SPHD
6	$15,026	$2.67	$18,713	$645.34	$3.7K → SPHD
7	$16,081	$2.67	$20,724	$701.81	$4.6K → SPHD
8	$17,209	$2.67	$22,938	$762.73	$5.7K → SPHD
9	$18,417	$2.67	$25,372	$828.41	$7.0K → SPHD
10	$19,708	$2.67	$28,047	$899.19	$8.3K → SPHD

CUHCX vs SPHD: Complete Analysis 2026

CUHCX — Stock

The fund seeks to achieve its investment objective by investing, under normal market conditions, at least 80% of its assets in the stock of the issuers included in the Nasdaq Victory US Large Cap 500 Long/Cash Volatility Weighted Index (the "index"), an unmanaged, volatility weighted index maintained exclusively by Nasdaq Inc. The index combines fundamental criteria with individual security risk control achieved through volatility weighting of individual securities.

Full CUHCX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.