Is CURO or XYLD a better dividend investment in 2026?

CURO currently yields 2857.14% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CURO offers higher current income.

What is the dividend yield difference between CURO and XYLD?

CURO has a forward dividend yield of 2857.14% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2846.16 percentage points.

Home › Compare › CURO vs XYLD

CURO vs XYLD: Dividend Comparison 2026

CURO yields 2857.14% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CURO wins by $285724556560.06M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CURO

● Live price

2857.14%

Share price

$0.07

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$285724556560.08M

Annual income

$267,319,527,558,731,650.00

Full CURO calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CURO vs XYLD

📍 CURO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CURO	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CURO + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CURO pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CURO

Annual income on $10K today (after 15% tax)

$242,857.14/yr

After 10yr DRIP, annual income (after tax)

$227,221,598,424,921,900.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CURO beats the other by $227,221,598,424,919,140.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CURO + XYLD for your $10,000?

CURO: 50%XYLD: 50%

100% XYLD50/50100% CURO

Portfolio after 10yr

$142862278280.05M

Annual income

$133,659,763,779,367,440.00/yr

Blended yield

93.56%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CURO right now

CURO

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$23.00

+32757.1% upside vs current

Range: $23.00 — $23.00

Altman Z

-0.2

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CURO buys

XYLD buys

No recent congressional trades found for CURO or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCUROXYLD

Forward yield	2857.14% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$285724556560.08M ✓	$25.3K
Annual income after 10y	$267,319,527,558,731,650.00 ✓	$3,219.02
Total dividends collected	$284448663636.43M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CURO vs XYLD ($10,000, DRIP)

Year	CURO Portfolio	CURO Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$296,414	$285,714.29	$10,818	$1,098.39	+$285.6K → CURO
2	$8,232,097	$7,914,934.20	$11,738	$1,222.51	+$8.22M → CURO
3	$214,243,566	$205,435,221.63	$12,774	$1,364.64	+$214.23M → CURO
4	$5,225,999,702	$4,996,759,086.15	$13,944	$1,527.86	+$5225.99M → CURO
5	$119,502,966,841	$113,911,147,159.88	$15,270	$1,715.87	+$119502.95M → CURO
6	$2,562,267,139,226	$2,434,398,964,706.24	$16,775	$1,933.09	+$2562267.12M → CURO
7	$51,522,962,512,220	$48,781,336,673,248.19	$18,490	$2,184.87	+$51522962.49M → CURO
8	$971,869,901,477,056	$916,740,331,588,980.50	$20,450	$2,477.63	+$971869901.46M → CURO
9	$17,200,961,683,505,388	$16,161,060,888,924,940.00	$22,697	$2,819.19	+$17200961683.48M → CURO
10	$285,724,556,560,082,430	$267,319,527,558,731,650.00	$25,280	$3,219.02	+$285724556560.06M → CURO

CURO vs XYLD: Complete Analysis 2026

CURO — Stock

CURO Group Holdings Corp., together with its subsidiaries, provides consumer finance products in the United States and Canada. The company offers unsecured installment loans, secured installment loans, open-end loans, and single-pay loans, as well as ancillary financial products, including check cashing, proprietary reloadable prepaid debit cards, demand deposit accounts, credit protection insurance, retail installment sales, and money transfer services. It also provides loans through online. The company was formerly known as Speedy Group Holdings Corp. and changed its name to CURO Group Holdings Corp. in May 2016. CURO Group Holdings Corp. was founded in 1997 and is headquartered in Wichita, Kansas.

Full CURO Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.