Is CUROQ or XYLD a better dividend investment in 2026?

CUROQ currently yields 4878.05% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CUROQ offers higher current income.

What is the dividend yield difference between CUROQ and XYLD?

CUROQ has a forward dividend yield of 4878.05% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4867.07 percentage points.

Home › Compare › CUROQ vs XYLD

CUROQ vs XYLD: Dividend Comparison 2026

CUROQ yields 4878.05% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CUROQ wins by $48953635367862.17M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CUROQ

● Live price

4878.05%

Share price

$0.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$48953635367862.20M

Annual income

$47,056,025,708,614,450,000.00

Full CUROQ calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CUROQ vs XYLD

📍 CUROQ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CUROQ	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CUROQ + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CUROQ pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CUROQ

Annual income on $10K today (after 15% tax)

$414,634.15/yr

After 10yr DRIP, annual income (after tax)

$39,997,621,852,322,280,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CUROQ beats the other by $39,997,621,852,322,280,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CUROQ + XYLD for your $10,000?

CUROQ: 50%XYLD: 50%

100% XYLD50/50100% CUROQ

Portfolio after 10yr

$24476817683931.11M

Annual income

$23,528,012,854,307,226,000.00/yr

Blended yield

96.12%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CUROQ

Analyst Ratings

Hold

Consensus: Hold

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CUROQ buys

XYLD buys

No recent congressional trades found for CUROQ or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCUROQXYLD

Forward yield	4878.05% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$48953635367862.20M ✓	$25.3K
Annual income after 10y	$47,056,025,708,614,450,000.00 ✓	$3,219.02
Total dividends collected	$48825140738705.46M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CUROQ vs XYLD ($10,000, DRIP)

Year	CUROQ Portfolio	CUROQ Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$498,505	$487,804.88	$10,818	$1,098.39	+$487.7K → CUROQ
2	$23,259,859	$22,726,458.99	$11,738	$1,222.51	+$23.25M → CUROQ
3	$1,015,915,457	$991,027,407.41	$12,774	$1,364.64	+$1015.90M → CUROQ
4	$41,540,182,244	$40,453,152,705.37	$13,944	$1,527.86	+$41540.17M → CUROQ
5	$1,590,340,977,519	$1,545,892,982,517.95	$15,270	$1,715.87	+$1590340.96M → CUROQ
6	$57,013,427,657,541	$55,311,762,811,595.47	$16,775	$1,933.09	+$57013427.64M → CUROQ
7	$1,914,197,254,068,091	$1,853,192,886,474,521.50	$18,490	$2,184.87	+$1914197254.05M → CUROQ
8	$60,197,744,519,759,976	$58,149,553,457,907,120.00	$20,450	$2,477.63	+$60197744519.74M → CUROQ
9	$1,773,466,971,259,579,400	$1,709,055,384,623,436,000.00	$22,697	$2,819.19	+$1773466971259.56M → CUROQ
10	$48,953,635,367,862,200,000	$47,056,025,708,614,450,000.00	$25,280	$3,219.02	+$48953635367862.17M → CUROQ

CUROQ vs XYLD: Complete Analysis 2026

CUROQ — Stock

CURO Group Holdings Corp., together with its subsidiaries, provides consumer finance products in the United States and Canada. The company offers secured and unsecured installment loans, revolving line of credit, and single-pay loans; and credit protection insurance, check cashing, money transfer, foreign currency exchange, and other ancillary financial products and services, as well as reloadable prepaid debit cards and demand deposit accounts. The company also provides loans through online. It operates under the Covington Credit, Heights Finance, Quick Credit, Southern Finance, First Heritage Credit, Cash Money, LendDirect, and Flexiti brands. The company was formerly known as Speedy Group Holdings Corp. and changed its name to CURO Group Holdings Corp. in May 2016. CURO Group Holdings Corp. was founded in 1997 and is headquartered in Chicago, Illinois. On March 25, 2024, CURO Group Holdings Corp., along with its affiliates, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Southern District of Texas.

Full CUROQ Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.