HomeCompareCVCY vs JEPQ

CVCY vs JEPQ: Dividend Comparison 2026

CVCY yields 2.41% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $19.1K in total portfolio value
10 years
CVCY
CVCY
● Live price
2.41%
Share price
$19.89
Annual div
$0.48
5Y div CAGR
9.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.7K
Annual income
$745.56
Full CVCY calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — CVCY vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCVCYJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CVCY + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CVCY pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVCY
Annual income on $10K today (after 15% tax)
$205.13/yr
After 10yr DRIP, annual income (after tax)
$633.73/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,195.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CVCY + JEPQ for your $10,000?

CVCY: 50%JEPQ: 50%
100% JEPQ50/50100% CVCY
Portfolio after 10yr
$35.3K
Annual income
$1,449.07/yr
Blended yield
4.11%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CVCY right now

CVCY
Analyst Ratings
4
Buy
4
Hold
Consensus: Buy
Altman Z
0.4
Piotroski
5/9
JEPQ
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVCY buys
0
JEPQ buys
0
No recent congressional trades found for CVCY or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCVCYJEPQ
Forward yield2.41%11.10%
Annual dividend / share$0.48$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR9.3%0%
Portfolio after 10y$25.7K$44.8K
Annual income after 10y$745.56$2,152.59
Total dividends collected$4.7K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CVCY vs JEPQ ($10,000, DRIP)

YearCVCY PortfolioCVCY Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,964$263.77$11,930$1,110.39$966.00JEPQ
2$12,027$295.41$14,133$1,224.34$2.1KJEPQ
3$13,200$331.01$16,632$1,340.46$3.4KJEPQ
4$14,495$371.10$19,454$1,457.97$5.0KJEPQ
5$15,925$416.27$22,626$1,576.08$6.7KJEPQ
6$17,507$467.20$26,175$1,694.09$8.7KJEPQ
7$19,258$524.65$30,133$1,811.32$10.9KJEPQ
8$21,195$589.50$34,531$1,927.17$13.3KJEPQ
9$23,342$662.76$39,403$2,041.08$16.1KJEPQ
10$25,721$745.56$44,787$2,152.59$19.1KJEPQ

CVCY vs JEPQ: Complete Analysis 2026

CVCYStock

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2021, the company operated through a network of 20 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.

Full CVCY Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.