HomeCompareCVCY vs YUM

CVCY vs YUM: Dividend Comparison 2026

CVCY yields 2.41% · YUM yields 1.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 YUM wins by $81.3K in total portfolio value
10 years
CVCY
CVCY
● Live price
2.41%
Share price
$19.89
Annual div
$0.48
5Y div CAGR
9.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.7K
Annual income
$745.56
Full CVCY calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — CVCY vs YUM

📍 YUM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCVCYYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CVCY + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CVCY pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVCY
Annual income on $10K today (after 15% tax)
$205.13/yr
After 10yr DRIP, annual income (after tax)
$633.73/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, YUM beats the other by $33,330.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CVCY + YUM for your $10,000?

CVCY: 50%YUM: 50%
100% YUM50/50100% CVCY
Portfolio after 10yr
$66.4K
Annual income
$20,351.44/yr
Blended yield
30.66%
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Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

CVCY
Analyst Ratings
4
Buy
4
Hold
Consensus: Buy
Altman Z
0.4
Piotroski
5/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVCY buys
0
YUM buys
0
No recent congressional trades found for CVCY or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCVCYYUM
Forward yield2.41%1.85%
Annual dividend / share$0.48$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR9.3%51.4%
Portfolio after 10y$25.7K$107.0K
Annual income after 10y$745.56$39,957.33
Total dividends collected$4.7K$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusBuyHold

Year-by-year: CVCY vs YUM ($10,000, DRIP)

YearCVCY PortfolioCVCY Income/yrYUM PortfolioYUM Income/yrGap
1← crossover$10,964$263.77$10,980$280.44$16.00YUM
2$12,027$295.41$12,185$435.72$158.00YUM
3$13,200$331.01$13,722$684.14$522.00YUM
4$14,495$371.10$15,773$1,090.14$1.3KYUM
5$15,925$416.27$18,650$1,773.02$2.7KYUM
6$17,507$467.20$22,921$2,966.37$5.4KYUM
7$19,258$524.65$29,685$5,158.69$10.4KYUM
8$21,195$589.50$41,216$9,453.02$20.0KYUM
9$23,342$662.76$62,672$18,571.31$39.3KYUM
10$25,721$745.56$107,016$39,957.33$81.3KYUM

CVCY vs YUM: Complete Analysis 2026

CVCYStock

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2021, the company operated through a network of 20 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.

Full CVCY Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.