Is CVLY or YUM a better dividend investment in 2026?

CVLY currently yields 2.83% with a 5% 5-year dividend growth rate. YUM yields 1.85% with 5% growth. The better choice depends on your goal: CVLY offers higher current income.

What is the dividend yield difference between CVLY and YUM?

CVLY has a forward dividend yield of 2.83% ($0.68/share annually). YUM yields 1.85% ($2.88/share annually). The yield gap is 0.98 percentage points.

Home › Compare › CVLY vs YUM

CVLY vs YUM: Dividend Comparison 2026

CVLY yields 2.83% · YUM yields 1.85%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 YUM wins by $75.4K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

CVLY

● Live price

2.83%

Share price

$24.04

Annual div

$0.68

5Y div CAGR

17.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.7K

Annual income

$2,112.83

Full CVLY calculator →

YUM

● Live price

1.85%

Share price

$155.48

Annual div

$2.88

5Y div CAGR

51.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$107.0K

Annual income

$39,957.33

Full YUM calculator →

Portfolio growth — CVLY vs YUM

📍 YUM pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CVLY	YUM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CVLY + YUM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CVLY pays

YUM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVLY

Annual income on $10K today (after 15% tax)

$240.43/yr

After 10yr DRIP, annual income (after tax)

$1,795.91/yr

YUM

Annual income on $10K today (after 15% tax)

$157.45/yr

After 10yr DRIP, annual income (after tax)

$33,963.73/yr

At 15% tax rate, YUM beats the other by $32,167.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CVLY + YUM for your $10,000?

CVLY: 50%YUM: 50%

100% YUM50/50100% CVLY

Portfolio after 10yr

$69.3K

Annual income

$21,035.08/yr

Blended yield

30.34%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

CVLY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.5

Piotroski

6/9

YUM

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$173.15

+11.4% upside vs current

Range: $158.00 — $190.00

Altman Z

2.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVLY buys

YUM buys

No recent congressional trades found for CVLY or YUM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCVLYYUM

Forward yield	2.83% ✓	1.85%
Annual dividend / share	$0.68	$2.88 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	17.4%	51.4% ✓
Portfolio after 10y	$31.7K	$107.0K ✓
Annual income after 10y	$2,112.83	$39,957.33 ✓
Total dividends collected	$9.7K	$80.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary
Analyst consensus	Buy	Hold

Year-by-year: CVLY vs YUM ($10,000, DRIP)

Year	CVLY Portfolio	CVLY Income/yr	YUM Portfolio	YUM Income/yr	Gap
1	$11,032	$332.08	$10,980	$280.44	+$52.00 → CVLY
2	$12,206	$401.96	$12,185	$435.72	+$21.00 → CVLY
3← crossover	$13,549	$487.97	$13,722	$684.14	$173.00 → YUM
4	$15,091	$594.28	$15,773	$1,090.14	$682.00 → YUM
5	$16,874	$726.29	$18,650	$1,773.02	$1.8K → YUM
6	$18,946	$891.01	$22,921	$2,966.37	$4.0K → YUM
7	$21,370	$1,097.67	$29,685	$5,158.69	$8.3K → YUM
8	$24,225	$1,358.44	$41,216	$9,453.02	$17.0K → YUM
9	$27,610	$1,689.56	$62,672	$18,571.31	$35.1K → YUM
10	$31,655	$2,112.83	$107,016	$39,957.33	$75.4K → YUM

CVLY vs YUM: Complete Analysis 2026

CVLY — Stock

Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services. The company accepts demand, money market, time, and savings deposits, as well as certificates of deposit. It also offers commercial loans, such as builder and developer, commercial and residential real estate investor, hotel/motel, wholesale and retail, agriculture, manufacturing, and other loans; consume loans, including residential mortgage, home equity, and others. In addition, the company provides mortgage and wealth management services; and sells non-deposit investment products. It operates through twenty-five full service financial centers located in South Central Pennsylvania and Central Maryland. The company was founded in 1864 and is headquartered in York, Pennsylvania.

Full CVLY Calculator →

YUM — Consumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.