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CVS vs MOS: Dividend Comparison 2026

CVS yields 3.79% · MOS yields 3.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MOS wins by $929.96M in total portfolio value
10 years
CVS
CVS
● Live price
3.79%
Share price
$70.14
Annual div
$2.66
5Y div CAGR
33.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$82.5K
Annual income
$21,585.11
Full CVS calculator →
MOS
MOS
● Live price
3.52%
Share price
$24.98
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$930.05M
Annual income
$881,952,038.58
Full MOS calculator →

Portfolio growth — CVS vs MOS

📍 MOS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCVSMOS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CVS + MOS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CVS pays
MOS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVS
Annual income on $10K today (after 15% tax)
$322.36/yr
After 10yr DRIP, annual income (after tax)
$18,347.34/yr
MOS
Annual income on $10K today (after 15% tax)
$299.44/yr
After 10yr DRIP, annual income (after tax)
$749,659,232.79/yr
At 15% tax rate, MOS beats the other by $749,640,885.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CVS + MOS for your $10,000?

CVS: 50%MOS: 50%
100% MOS50/50100% CVS
Portfolio after 10yr
$465.06M
Annual income
$440,986,811.84/yr
Blended yield
94.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CVS right now

CVS
Analyst Ratings
2
Strong
33
Buy
6
Hold
Consensus: Buy
Price Target
$95.15
+35.7% upside vs current
Range: $90.00 — $103.00
Altman Z
2.2
Piotroski
6/9
MOS
Analyst Ratings
15
Buy
27
Hold
7
Sell
Consensus: Hold
Price Target
$33.80
+35.3% upside vs current
Range: $27.00 — $44.00
Altman Z
2.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVS buys
0
MOS buys
0
No recent congressional trades found for CVS or MOS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCVSMOS
Forward yield3.79%3.52%
Annual dividend / share$2.66$0.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.8%100%
Portfolio after 10y$82.5K$930.05M
Annual income after 10y$21,585.11$881,952,038.58
Total dividends collected$55.6K$926.56M
Payment frequencyquarterlyquarterly
SectorHealthcareMaterials
Analyst consensusBuyHold
Analyst price target$95.15$33.80

Year-by-year: CVS vs MOS ($10,000, DRIP)

YearCVS PortfolioCVS Income/yrMOS PortfolioMOS Income/yrGap
1← crossover$11,207$507.43$11,405$704.56$198.00MOS
2$12,703$711.13$13,705$1,501.91$1.0KMOS
3$14,600$1,007.92$18,038$3,373.54$3.4KMOS
4$17,071$1,448.60$27,600$8,299.26$10.5KMOS
5$20,384$2,117.95$53,268$23,735.99$32.9KMOS
6$24,973$3,162.40$142,624$85,627.61$117.7KMOS
7$31,566$4,844.81$581,146$428,538.38$549.6KMOS
8$41,433$7,657.67$3,885,667$3,263,840.61$3.84MMOS
9$56,902$12,568.96$44,947,834$40,790,171.07$44.89MMOS
10$82,471$21,585.11$930,046,221$881,952,038.58$929.96MMOS

CVS vs MOS: Complete Analysis 2026

CVSHealthcare

CVS Health Corporation provides health services in the United States. The company's Health Care Benefits segment offers traditional, voluntary, and consumer-directed health insurance products and related services. It serves employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, labor groups, and expatriates. Its Pharmacy Services segment offers pharmacy benefit management solutions, including plan design and administration, formulary management, retail pharmacy network management, mail order pharmacy, specialty pharmacy and infusion, clinical, and disease and medical spend management services. It serves employers, insurance companies, unions, government employee groups, health plans, prescription drug plans, Medicaid managed care plans, plans offered on public health insurance and private health insurance exchanges, other sponsors of health benefit plans, and individuals. This segment operates retail specialty pharmacy stores; and specialty mail-order, mail-order dispensing, and compounding pharmacies, as well as branches for infusion and enteral nutrition services. The company's Retail/LTC segment sells prescription and over-the-counter drugs, consumer health and beauty products, and personal care products; and provides health care services through its MinuteClinic walk-in medical clinics. This segment also distributes prescription drugs; and provides related pharmacy consulting and other ancillary services to care facilities and other care settings. As of December 31, 2021, it operated approximately 9,900 retail locations and 1,200 MinuteClinic locations, as well as online retail pharmacy websites, LTC pharmacies, and onsite pharmacies. The company was formerly known as CVS Caremark Corporation and changed its name to CVS Health Corporation in September 2014. CVS Health Corporation was founded in 1963 and is headquartered in Woonsocket, Rhode Island.

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MOSMaterials

The Mosaic Company, through its subsidiaries, produces and markets concentrated phosphate and potash crop nutrients in North America and internationally. The company operates through three segments: Phosphates, Potash, and Mosaic Fertilizantes. It owns and operates mines, which produce concentrated phosphate crop nutrients, such as diammonium phosphate, monoammonium phosphate, and ammoniated phosphate products; and phosphate-based animal feed ingredients primarily under the Biofos and Nexfos brand names, as well as produces a double sulfate of potash magnesia product under K-Mag brand name. The company also produces and sells potash for use in the manufacturing of mixed crop nutrients and animal feed ingredients, and for industrial use; and for use in the de-icing and as a water softener regenerant. In addition, it provides nitrogen-based crop nutrients, animal feed ingredients, and other ancillary services; and purchases and sells phosphates, potash, and nitrogen products. The company sells its products to wholesale distributors, retail chains, farmers, cooperatives, independent retailers, and national accounts. The Mosaic Company was incorporated in 2004 and is headquartered in Tampa, Florida.

Full MOS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.