Is CVTYF or RYLD a better dividend investment in 2026?

CVTYF currently yields 4.73% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: CVTYF offers higher current income.

What is the dividend yield difference between CVTYF and RYLD?

CVTYF has a forward dividend yield of 4.73% ($0.04/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 0.73 percentage points.

Home › Compare › CVTYF vs RYLD

CVTYF vs RYLD: Dividend Comparison 2026

CVTYF yields 4.73% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $777.00 in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

CVTYF

● Live price

4.73%

Share price

$0.74

Annual div

$0.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.3K

Annual income

$640.27

Full CVTYF calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — CVTYF vs RYLD

📍 RYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CVTYF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CVTYF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CVTYF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CVTYF

Annual income on $10K today (after 15% tax)

$402.03/yr

After 10yr DRIP, annual income (after tax)

$544.23/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $220.08/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CVTYF + RYLD for your $10,000?

CVTYF: 50%RYLD: 50%

100% RYLD50/50100% CVTYF

Portfolio after 10yr

$27.7K

Annual income

$769.73/yr

Blended yield

2.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CVTYF buys

RYLD buys

No recent congressional trades found for CVTYF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCVTYFRYLD

Forward yield	4.73% ✓	4.00%
Annual dividend / share	$0.04	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$27.3K	$28.0K ✓
Annual income after 10y	$640.27	$899.19 ✓
Total dividends collected	$5.6K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CVTYF vs RYLD ($10,000, DRIP)

Year	CVTYF Portfolio	CVTYF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,173	$472.97	$11,120	$420.00	+$53.00 → CVTYF
2	$12,449	$493.88	$12,357	$458.31	+$92.00 → CVTYF
3	$13,835	$514.28	$13,721	$499.76	+$114.00 → CVTYF
4	$15,337	$534.14	$15,227	$544.58	+$110.00 → CVTYF
5	$16,964	$553.41	$16,885	$593.02	+$79.00 → CVTYF
6	$18,724	$572.07	$18,713	$645.34	+$11.00 → CVTYF
7← crossover	$20,625	$590.10	$20,724	$701.81	$99.00 → RYLD
8	$22,676	$607.48	$22,938	$762.73	$262.00 → RYLD
9	$24,887	$624.21	$25,372	$828.41	$485.00 → RYLD
10	$27,270	$640.27	$28,047	$899.19	$777.00 → RYLD

CVTYF vs RYLD: Complete Analysis 2026

CVTYF — Stock

Coventry Group Ltd primarily distributes industrial products in Australia and New Zealand. The company operates through Trade Distribution and Fluids Systems segments. The Trade Distribution segment imports, distributes, and markets industrial fasteners, stainless steel fasteners, industrial hardware, construction fasteners, specialized fastener products and systems, and associated industrial tools and consumables. This segment also imports, distributes, and markets hardware, components, and finished products to the commercial cabinet making, joinery, and shop fitting industries; and engages in hiring and sale of fencing, as well as scaffolding plank hire activities. The Fluids Systems segment designs and installs lubrication systems; distributes hoses, connectors, fittings, and hydraulic hose assemblies; designs and supplies service truck components; installs fire suppression systems; designs and distributes fluid handling systems, as well as sells pneumatic components, and hydraulic associated products and consumables; and services and repairs rock hammers. Coventry Group Ltd was incorporated in 1936 and is headquartered in Thomastown, Australia.

Full CVTYF Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.