HomeCompareCWAFF vs VYM

CWAFF vs VYM: Dividend Comparison 2026

CWAFF yields 4.41% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.3K in total portfolio value
10 years
CWAFF
CWAFF
● Live price
4.41%
Share price
$0.68
Annual div
$0.03
5Y div CAGR
-6.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$275.26
Full CWAFF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CWAFF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCWAFFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CWAFF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CWAFF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CWAFF
Annual income on $10K today (after 15% tax)
$375.00/yr
After 10yr DRIP, annual income (after tax)
$233.97/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $2.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CWAFF + VYM for your $10,000?

CWAFF: 50%VYM: 50%
100% VYM50/50100% CWAFF
Portfolio after 10yr
$26.2K
Annual income
$276.90/yr
Blended yield
1.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CWAFF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCWAFFVYM
Forward yield4.41%2.41%
Annual dividend / share$0.03$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-6.6%0%
Portfolio after 10y$24.6K$27.8K
Annual income after 10y$275.26$278.55
Total dividends collected$3.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CWAFF vs VYM ($10,000, DRIP)

YearCWAFF PortfolioCWAFF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,112$412.06$11,151$241.44$39.00VYM
2$12,290$399.68$12,413$246.79$123.00VYM
3$13,536$385.85$13,794$251.79$258.00VYM
4$14,854$370.96$15,306$256.47$452.00VYM
5$16,249$355.35$16,960$260.84$711.00VYM
6$17,726$339.32$18,768$264.92$1.0KVYM
7$19,290$323.11$20,745$268.71$1.5KVYM
8$20,947$306.93$22,905$272.24$2.0KVYM
9$22,704$290.93$25,265$275.51$2.6KVYM
10$24,569$275.26$27,842$278.55$3.3KVYM

CWAFF vs VYM: Complete Analysis 2026

CWAFFStock

China Water Affairs Group Limited, an investment holding company, engages in the water supply, environmental protection, and property businesses in the People's Republic of China. It operates through City Water Supply Operation and Construction, Environmental Protection, and Property Development and Investment segments. The City Water Supply Operation and Construction segment is involved in the provision of water supply operation and construction services. The Environmental Protection segment engages in the sewage treatment and drainage operation and construction, solid waste and hazardous waste, environmental sanitation, and water environment management businesses. The Property Development and Investment segment develops, sells, and invests in properties. It is also involved in the development and infrastructure of sightseeing area; provision of water environmental renovation infrastructure; constructs and operates drinking water; and investment, construction, and operation of water conservation and hydropower related projects, as well as energy conservation and environmental protection and hotel operations. The company was formerly known as China Silver Dragon Group Limited and changed its name to China Water Affairs Group Limited in December 2004. China Water Affairs Group Limited is headquartered in Wan Chai, Hong Kong.

Full CWAFF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.