HomeCompareCWGFX vs SCHD

CWGFX vs SCHD: Dividend Comparison 2026

CWGFX yields 10.99% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CWGFX wins by $12.4K in total portfolio value
10 years
CWGFX
CWGFX
● Live price
10.99%
Share price
$68.10
Annual div
$7.49
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.3K
Annual income
$2,188.63
Full CWGFX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CWGFX vs SCHD

📍 CWGFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCWGFXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CWGFX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CWGFX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CWGFX
Annual income on $10K today (after 15% tax)
$934.51/yr
After 10yr DRIP, annual income (after tax)
$1,860.34/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CWGFX beats the other by $1,501.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CWGFX + SCHD for your $10,000?

CWGFX: 50%SCHD: 50%
100% SCHD50/50100% CWGFX
Portfolio after 10yr
$35.2K
Annual income
$1,305.61/yr
Blended yield
3.71%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CWGFX buys
0
SCHD buys
0
No recent congressional trades found for CWGFX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCWGFXSCHD
Forward yield10.99%3.44%
Annual dividend / share$7.49$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$41.3K$29.0K
Annual income after 10y$2,188.63$422.61
Total dividends collected$16.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CWGFX vs SCHD ($10,000, DRIP)

YearCWGFX PortfolioCWGFX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,799$1,099.43$11,224$344.10+$575.00CWGFX
2$13,838$1,212.39$12,567$354.98+$1.3KCWGFX
3$16,135$1,328.82$14,038$365.30+$2.1KCWGFX
4$18,713$1,448.07$15,648$375.06+$3.1KCWGFX
5$21,592$1,569.53$17,410$384.27+$4.2KCWGFX
6$24,796$1,692.56$19,335$392.95+$5.5KCWGFX
7$28,349$1,816.56$21,437$401.10+$6.9KCWGFX
8$32,274$1,940.93$23,733$408.75+$8.5KCWGFX
9$36,598$2,065.13$26,237$415.91+$10.4KCWGFX
10$41,349$2,188.63$28,968$422.61+$12.4KCWGFX

CWGFX vs SCHD: Complete Analysis 2026

CWGFXStock

The fund invests primarily in common stocks of well-established companies located around the world, many of which have the potential to pay dividends. It invests, on a global basis, in common stocks that are denominated in U.S. dollars or other currencies. Under normal market circumstances the fund will invest a significant portion of its assets in securities of issuers domiciled in a number of countries outside the United States, and such investments may include securities domiciled in developing countries.

Full CWGFX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.