HomeCompareCWGIX vs SCHD

CWGIX vs SCHD: Dividend Comparison 2026

CWGIX yields 11.03% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CWGIX wins by $12.5K in total portfolio value
10 years
CWGIX
CWGIX
● Live price
11.03%
Share price
$68.32
Annual div
$7.54
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.4K
Annual income
$2,201.00
Full CWGIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CWGIX vs SCHD

📍 CWGIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCWGIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CWGIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CWGIX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CWGIX
Annual income on $10K today (after 15% tax)
$937.69/yr
After 10yr DRIP, annual income (after tax)
$1,870.85/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CWGIX beats the other by $1,511.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CWGIX + SCHD for your $10,000?

CWGIX: 50%SCHD: 50%
100% SCHD50/50100% CWGIX
Portfolio after 10yr
$35.2K
Annual income
$1,311.80/yr
Blended yield
3.73%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CWGIX buys
0
SCHD buys
0
No recent congressional trades found for CWGIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCWGIXSCHD
Forward yield11.03%3.44%
Annual dividend / share$7.54$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$41.4K$29.0K
Annual income after 10y$2,201.00$422.61
Total dividends collected$16.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CWGIX vs SCHD ($10,000, DRIP)

YearCWGIX PortfolioCWGIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,803$1,103.16$11,224$344.10+$579.00CWGIX
2$13,846$1,216.90$12,567$354.98+$1.3KCWGIX
3$16,150$1,334.15$14,038$365.30+$2.1KCWGIX
4$18,734$1,454.29$15,648$375.06+$3.1KCWGIX
5$21,623$1,576.68$17,410$384.27+$4.2KCWGIX
6$24,837$1,700.70$19,335$392.95+$5.5KCWGIX
7$28,401$1,825.71$21,437$401.10+$7.0KCWGIX
8$32,340$1,951.14$23,733$408.75+$8.6KCWGIX
9$36,681$2,076.41$26,237$415.91+$10.4KCWGIX
10$41,449$2,201.00$28,968$422.61+$12.5KCWGIX

CWGIX vs SCHD: Complete Analysis 2026

CWGIXStock

The fund invests primarily in common stocks of well-established companies located around the world, many of which have the potential to pay dividends. It invests, on a global basis, in common stocks that are denominated in U.S. dollars or other currencies. Under normal market circumstances the fund will invest a significant portion of its assets in securities of issuers domiciled in a number of countries outside the United States, and such investments may include securities domiciled in developing countries.

Full CWGIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.