Is CYBBF or HDV a better dividend investment in 2026?

CYBBF currently yields 2.17% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between CYBBF and HDV?

CYBBF has a forward dividend yield of 2.17% ($0.05/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.75 percentage points.

Home › Compare › CYBBF vs HDV

CYBBF vs HDV: Dividend Comparison 2026

CYBBF yields 2.17% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CYBBF wins by $92.33M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CYBBF

● Live price

2.17%

Share price

$2.30

Annual div

$0.05

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$92.35M

Annual income

$84,851,447.17

Full CYBBF calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — CYBBF vs HDV

📍 CYBBF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CYBBF	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CYBBF + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CYBBF pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYBBF

Annual income on $10K today (after 15% tax)

$184.78/yr

After 10yr DRIP, annual income (after tax)

$72,123,730.09/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, CYBBF beats the other by $72,123,431.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CYBBF + HDV for your $10,000?

CYBBF: 50%HDV: 50%

100% HDV50/50100% CYBBF

Portfolio after 10yr

$46.19M

Annual income

$42,425,899.44/yr

Blended yield

91.86%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CYBBF right now

CYBBF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.4

Piotroski

8/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYBBF buys

HDV buys

No recent congressional trades found for CYBBF or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCYBBFHDV

Forward yield	2.17%	2.92% ✓
Annual dividend / share	$0.05	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$92.35M ✓	$24.3K
Annual income after 10y	$84,851,447.17 ✓	$351.71
Total dividends collected	$91.76M ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CYBBF vs HDV ($10,000, DRIP)

Year	CYBBF Portfolio	CYBBF Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,135	$434.78	$11,002	$291.67	+$133.00 → CYBBF
2	$12,819	$904.90	$12,082	$299.61	+$737.00 → CYBBF
3	$15,664	$1,947.25	$13,247	$307.23	+$2.4K → CYBBF
4	$21,208	$4,447.39	$14,503	$314.52	+$6.7K → CYBBF
5	$33,947	$11,255.06	$15,854	$321.50	+$18.1K → CYBBF
6	$69,998	$33,674.92	$17,308	$328.15	+$52.7K → CYBBF
7	$204,687	$129,788.85	$18,871	$334.49	+$185.8K → CYBBF
8	$928,407	$709,391.81	$20,551	$340.53	+$907.9K → CYBBF
9	$7,007,629	$6,014,233.93	$22,357	$346.27	+$6.99M → CYBBF
10	$92,349,611	$84,851,447.17	$24,296	$351.71	+$92.33M → CYBBF

CYBBF vs HDV: Complete Analysis 2026

CYBBF — Stock

Virgin Money UK PLC provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. The company offers savings and current accounts, mortgages, credit cards, and home loans; business loans, overdraft facilities, treasury solutions, and corporate and structured finance; asset and invoice finance services; risk management; international trade services; and home, car, and life and critical illness insurance products. It also offers online and mobile banking, and telephone banking services. The company was formerly known as CYBG PLC and changed its name to Virgin Money UK PLC in October 2019. Virgin Money UK PLC was founded in 1838 and is headquartered in Glasgow, the United Kingdom.

Full CYBBF Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.