HomeCompareCYFL vs FCPT

CYFL vs FCPT: Dividend Comparison 2026

CYFL yields 1.59% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CYFL wins by $2.42M in total portfolio value· pulled ahead in Year 5
10 years
CYFL
CYFL
● Live price
1.59%
Share price
$47.89
Annual div
$0.76
5Y div CAGR
84.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.47M
Annual income
$1,930,233.79
Full CYFL calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — CYFL vs FCPT

📍 CYFL pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCYFLFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CYFL + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CYFL pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYFL
Annual income on $10K today (after 15% tax)
$134.89/yr
After 10yr DRIP, annual income (after tax)
$1,640,698.72/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, CYFL beats the other by $1,635,789.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CYFL + FCPT for your $10,000?

CYFL: 50%FCPT: 50%
100% FCPT50/50100% CYFL
Portfolio after 10yr
$1.26M
Annual income
$968,004.54/yr
Blended yield
77.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CYFL
No analyst data
Altman Z
0.8
Piotroski
4/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYFL buys
0
FCPT buys
0
No recent congressional trades found for CYFL or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCYFLFCPT
Forward yield1.59%6.05%
Annual dividend / share$0.76$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR84.1%15.8%
Portfolio after 10y$2.47M$49.1K
Annual income after 10y$1,930,233.79$5,775.28
Total dividends collected$2.40M$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CYFL vs FCPT ($10,000, DRIP)

YearCYFL PortfolioCYFL Income/yrFCPT PortfolioFCPT Income/yrGap
1$10,992$292.16$11,401$700.92$409.00FCPT
2$12,314$552.56$13,064$864.84$750.00FCPT
3$14,241$1,065.04$15,051$1,072.48$810.00FCPT
4$17,357$2,119.24$17,442$1,337.22$85.00FCPT
5← crossover$23,016$4,444.12$20,340$1,677.08+$2.7KCYFL
6$34,767$10,139.37$23,880$2,116.57+$10.9KCYFL
7$63,552$26,351.75$28,241$2,689.36+$35.3KCYFL
8$150,880$82,879.03$33,660$3,442.07+$117.2KCYFL
9$499,985$338,543.62$40,456$4,439.95+$459.5KCYFL
10$2,465,218$1,930,233.79$49,063$5,775.28+$2.42MCYFL

CYFL vs FCPT: Complete Analysis 2026

CYFLStock

Century Financial Corporation operates as a bank holding company for Century Bank and Trust that provides a range of financial and trust services. The company's primary deposit products include checking, savings, term certificate, and individual retirement accounts. It also provides residential mortgages; home equity, auto, specialty item, debt consolidation, construction, business term, and agri-business loans; small business Loans; real estate financing; lines of credit; letters of credit; and government loan guaranty programs. In addition, the company provides account and deposit management; receivables management services, such as direct payment, remote deposit, merchant, lockbox processing, and cash concentration services; and online and mobile banking services. Further, it offers account alerts; night and direct deposit, notary, wire transfer, guarantee, and ATM services; reorder and cashier's checks; debit, credit, gift, reloadable, and payroll cards; card valets; and safe deposit boxes. Additionally, the company provides trust, investment planning, estate and financial planning, insurance advisory, and retirement planning services. It serves individuals and businesses. The company serves through a network of eleven banking offices located in Branch, St. Joseph, and Hillsdale Counties in Michigan. Century Financial Corporation was founded in 1890 and is based in Coldwater, Michigan.

Full CYFL Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this CYFL vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CYFL vs SCHDCYFL vs JEPICYFL vs OCYFL vs KOCYFL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.