Is CYFRF or XYLD a better dividend investment in 2026?

CYFRF currently yields 21.90% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CYFRF offers higher current income.

What is the dividend yield difference between CYFRF and XYLD?

CYFRF has a forward dividend yield of 21.90% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.92 percentage points.

Home › Compare › CYFRF vs XYLD

CYFRF vs XYLD: Dividend Comparison 2026

CYFRF yields 21.90% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CYFRF wins by $56.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CYFRF

● Live price

21.90%

Share price

$9.13

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$82.0K

Annual income

$8,210.33

Full CYFRF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CYFRF vs XYLD

📍 CYFRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CYFRF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CYFRF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CYFRF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYFRF

Annual income on $10K today (after 15% tax)

$1,861.18/yr

After 10yr DRIP, annual income (after tax)

$6,978.78/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CYFRF beats the other by $4,242.61/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CYFRF + XYLD for your $10,000?

CYFRF: 50%XYLD: 50%

100% XYLD50/50100% CYFRF

Portfolio after 10yr

$53.6K

Annual income

$5,714.67/yr

Blended yield

10.66%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYFRF buys

XYLD buys

No recent congressional trades found for CYFRF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCYFRFXYLD

Forward yield	21.90% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$82.0K ✓	$25.3K
Annual income after 10y	$8,210.33 ✓	$3,219.02
Total dividends collected	$48.8K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CYFRF vs XYLD ($10,000, DRIP)

Year	CYFRF Portfolio	CYFRF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,890	$2,189.62	$10,818	$1,098.39	+$2.1K → CYFRF
2	$16,430	$2,637.70	$11,738	$1,222.51	+$4.7K → CYFRF
3	$20,722	$3,142.16	$12,774	$1,364.64	+$7.9K → CYFRF
4	$25,876	$3,703.78	$13,944	$1,527.86	+$11.9K → CYFRF
5	$32,010	$4,322.48	$15,270	$1,715.87	+$16.7K → CYFRF
6	$39,248	$4,997.30	$16,775	$1,933.09	+$22.5K → CYFRF
7	$47,722	$5,726.42	$18,490	$2,184.87	+$29.2K → CYFRF
8	$57,570	$6,507.27	$20,450	$2,477.63	+$37.1K → CYFRF
9	$68,936	$7,336.54	$22,697	$2,819.19	+$46.2K → CYFRF
10	$81,972	$8,210.33	$25,280	$3,219.02	+$56.7K → CYFRF

CYFRF vs XYLD: Complete Analysis 2026

CYFRF — Stock

Cypherpunk Holdings Inc. invests in cryptocurrencies and blockchain technologies. It invests in various cryptocurrencies, such as Bitcoin and Ethereum. The company was formerly known as Khan Resources Inc. and changed its name to Cypherpunk Holdings Inc. in November 2018. The company was founded in 1995 and is headquartered in Toronto, Canada.

Full CYFRF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this CYFRF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CYFRF vs SCHD CYFRF vs JEPI CYFRF vs O CYFRF vs KO CYFRF vs MAIN CYFRF vs QYLD CYFRF vs JEPQ CYFRF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.