HomeCompareCYFWY vs SCHD

CYFWY vs SCHD: Dividend Comparison 2026

CYFWY yields 12.38% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.1K in total portfolio value· pulled ahead in Year 2
10 years
CYFWY
CYFWY
● Live price
12.38%
Share price
$16.16
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$1.34
Full CYFWY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CYFWY vs SCHD

📍 SCHD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCYFWYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CYFWY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CYFWY pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYFWY
Annual income on $10K today (after 15% tax)
$1,051.98/yr
After 10yr DRIP, annual income (after tax)
$1.14/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $360.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CYFWY + SCHD for your $10,000?

CYFWY: 50%SCHD: 50%
100% SCHD50/50100% CYFWY
Portfolio after 10yr
$25.4K
Annual income
$213.64/yr
Blended yield
0.84%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYFWY buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCYFWYSCHD
Forward yield12.38%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$21.9K$29.0K
Annual income after 10y$1.34$425.95
Total dividends collected$1.3K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CYFWY vs SCHD ($10,000, DRIP)

YearCYFWY PortfolioCYFWY Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,319$618.81$11,226$346.36+$93.00CYFWY
2← crossover$12,438$327.30$12,572$357.38$134.00SCHD
3$13,477$168.07$14,046$367.84$569.00SCHD
4$14,506$85.10$15,660$377.73$1.2KSCHD
5$15,564$42.80$17,425$387.07$1.9KSCHD
6$16,675$21.46$19,354$395.86$2.7KSCHD
7$17,853$10.74$21,461$404.13$3.6KSCHD
8$19,108$5.37$23,762$411.89$4.7KSCHD
9$20,448$2.69$26,272$419.15$5.8KSCHD
10$21,881$1.34$29,010$425.95$7.1KSCHD

CYFWY vs SCHD: Complete Analysis 2026

CYFWYStock

Cyfrowy Polsat S.A. provides digital satellite platform and terrestrial television (TV), and telecommunication services in Poland. The company offers satellite and Internet pay television, mobile and fixed-line telephony, mobile and fixed-line broadband Internet access, wholesale, and TV broadcasting and production services, as well as online content, news, and video sharing services. It offers approximately 150 TV channels, including terrestrial, general entertainment, sports and e-sports, music, lifestyle, news/information, children's, education, and movie channels; and over the top services, such as Cyfrowy Polsat GO, VOD/PPV, online video and music, catch-up TV, and multiroom HD services. In addition, the company provides database of legal video content and live broadcasts; online TV channels; live coverages of sports events; and feature films, and TV series and programs. Further, it offers telecommunications, software, retail, radio and TV, media, call center and premium rate, technical, advertising, Web portals, monetary intermediation, sponsorship, broadcasting and signal transmission, premises and facilities leasing, and other financial services; produces broadcasting, television, and electronic equipment; produces, leases, and sells set-top boxes; and sells licenses, sublicenses, and property rights, as well as STB hard disk drives, antennas, Internet modems, tablets, laptops, routers, TV sets, accessories, and other devices. The company was formerly known as Polsat Cyfrowy S.A. and changed its name to Cyfrowy Polsat S.A. in 2004. Cyfrowy Polsat S.A. was incorporated in 1996 and is headquartered in Warsaw, Poland.

Full CYFWY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.