Is CYRBY or VYM a better dividend investment in 2026?

CYRBY currently yields 12.24% with a 5% 5-year dividend growth rate. VYM yields 2.39% with 7.8% growth. The better choice depends on your goal: CYRBY offers higher current income.

What is the dividend yield difference between CYRBY and VYM?

CYRBY has a forward dividend yield of 12.24% ($0.63/share annually). VYM yields 2.39% ($3.51/share annually). The yield gap is 9.85 percentage points.

Home › Compare › CYRBY vs VYM

CYRBY vs VYM: Dividend Comparison 2026

CYRBY yields 12.24% · VYM yields 2.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CYRBY wins by $1396112.62M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CYRBY

● Live price

12.24%

Share price

$5.17

Annual div

$0.63

5Y div CAGR

99.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1396112.65M

Annual income

$1,373,558,630,062.33

Full CYRBY calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.39%

Share price

$147.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$275.05

Full VYM calculator →

Portfolio growth — CYRBY vs VYM

📍 CYRBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CYRBY	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CYRBY + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CYRBY pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYRBY

Annual income on $10K today (after 15% tax)

$1,040.32/yr

After 10yr DRIP, annual income (after tax)

$1,167,524,835,552.98/yr

VYM

Annual income on $10K today (after 15% tax)

$202.97/yr

After 10yr DRIP, annual income (after tax)

$233.79/yr

At 15% tax rate, CYRBY beats the other by $1,167,524,835,319.19/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CYRBY + VYM for your $10,000?

CYRBY: 50%VYM: 50%

100% VYM50/50100% CYRBY

Portfolio after 10yr

$698056.34M

Annual income

$686,779,315,168.69/yr

Blended yield

98.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYRBY buys

VYM buys

No recent congressional trades found for CYRBY or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCYRBYVYM

Forward yield	12.24% ✓	2.39%
Annual dividend / share	$0.63	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	99.1% ✓	0%
Portfolio after 10y	$1396112.65M ✓	$27.8K
Annual income after 10y	$1,373,558,630,062.33 ✓	$275.05
Total dividends collected	$1394593.98M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CYRBY vs VYM ($10,000, DRIP)

Year	CYRBY Portfolio	CYRBY Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$13,137	$2,436.80	$11,149	$238.78	+$2.0K → CYRBY
2	$20,013	$5,956.58	$12,407	$244.01	+$7.6K → CYRBY
3	$38,299	$16,885.19	$13,785	$248.90	+$24.5K → CYRBY
4	$101,107	$60,127.08	$15,293	$253.48	+$85.8K → CYRBY
5	$403,544	$295,359.64	$16,943	$257.75	+$386.6K → CYRBY
6	$2,625,346	$2,193,553.60	$18,746	$261.74	+$2.61M → CYRBY
7	$29,363,194	$26,554,073.78	$20,718	$265.44	+$29.34M → CYRBY
8	$584,049,821	$552,631,203.98	$22,872	$268.89	+$584.03M → CYRBY
9	$21,078,520,598	$20,453,587,289.12	$25,225	$272.09	+$21078.50M → CYRBY
10	$1,396,112,647,102	$1,373,558,630,062.33	$27,796	$275.05	+$1396112.62M → CYRBY

CYRBY vs VYM: Complete Analysis 2026

CYRBY — Stock

Cyrela Brazil Realty S.A. Empreendimentos e Participações develops, constructs, and sells residential properties in Brazil. The company also provides consultancy services related to real estate. It offers properties under the Cyrela, Living, Vivaz, and Cyrela Urbanismo brand names. The company was founded in 1962 and is headquartered in São Paulo, Brazil.

Full CYRBY Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.