Home › Compare › CYS vs DIVO

CYS vs DIVO: Dividend Comparison 2026

CYS yields 27.36% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $4.9K in total portfolio value· pulled ahead in Year 6
10 years
CYS
CYS
● Live price
27.36%
Share price
$7.31
Annual div
$2.00
5Y div CAGR
-44.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$10.44
Full CYS calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — CYS vs DIVO

📍 DIVO pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCYSDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CYS + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CYS pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYS
Annual income on $10K today (after 15% tax)
$2,325.58/yr
After 10yr DRIP, annual income (after tax)
$8.87/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, DIVO beats the other by $848.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CYS + DIVO for your $10,000?

CYS: 50%DIVO: 50%
100% DIVO50/50100% CYS
Portfolio after 10yr
$28.6K
Annual income
$509.46/yr
Blended yield
1.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYS buys
0
DIVO buys
0
No recent congressional trades found for CYS or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCYSDIVO
Forward yield27.36% ✓6.62%
Annual dividend / share$2.00$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-44.3%0% ✓
Portfolio after 10y$26.1K$31.0K ✓
Annual income after 10y$10.44$1,008.47 ✓
Total dividends collected$3.8K$8.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CYS vs DIVO ($10,000, DRIP)

YearCYS PortfolioCYS Income/yrDIVO PortfolioDIVO Income/yrGap
1$12,224$1,523.94$11,362$661.96+$862.00 → CYS
2$14,049$969.73$12,860$702.91+$1.2K → CYS
3$15,613$580.19$14,504$743.56+$1.1K → CYS
4$17,042$335.64$16,303$783.73+$739.00 → CYS
5$18,425$190.70$18,268$823.31+$157.00 → CYS
6← crossover$19,822$107.33$20,408$862.17$586.00 → DIVO
7$21,270$60.11$22,737$900.20$1.5K → DIVO
8$22,792$33.58$25,266$937.31$2.5K → DIVO
9$24,407$18.73$28,008$973.42$3.6K → DIVO
10$26,125$10.44$30,977$1,008.47$4.9K → DIVO

CYS vs DIVO: Complete Analysis 2026

CYS — Stock

CYS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CYS shares.

Full CYS Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
📬

Get this CYS vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CYS vs SCHDCYS vs JEPICYS vs OCYS vs KOCYS vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.