Is CYS or FCPT a better dividend investment in 2026?

CYS currently yields 27.36% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: CYS offers higher current income.

What is the dividend yield difference between CYS and FCPT?

CYS has a forward dividend yield of 27.36% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 21.31 percentage points.

Home › Compare › CYS vs FCPT

CYS vs FCPT: Dividend Comparison 2026

CYS yields 27.36% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $22.9K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

CYS

● Live price

27.36%

Share price

$7.31

Annual div

$2.00

5Y div CAGR

-44.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.1K

Annual income

$10.44

Full CYS calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — CYS vs FCPT

📍 FCPT pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CYS	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CYS + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CYS pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYS

Annual income on $10K today (after 15% tax)

$2,325.58/yr

After 10yr DRIP, annual income (after tax)

$8.87/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,900.11/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CYS + FCPT for your $10,000?

CYS: 50%FCPT: 50%

100% FCPT50/50100% CYS

Portfolio after 10yr

$37.6K

Annual income

$2,892.86/yr

Blended yield

7.69%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CYS

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYS buys

FCPT buys

Politician	Chamber	Ticker	Type	Amount	Date
Susan M. Collins	🏛 Senate	$CYS	▼ Sell	$1,001 - $15,000	2014-05-07
Susan M. Collins	🏛 Senate	$CYS	▼ Sell	$1,001 - $15,000	2014-05-07

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCYSFCPT

Forward yield	27.36% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-44.3%	15.8% ✓
Portfolio after 10y	$26.1K	$49.1K ✓
Annual income after 10y	$10.44	$5,775.28 ✓
Total dividends collected	$3.8K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: CYS vs FCPT ($10,000, DRIP)

Year	CYS Portfolio	CYS Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$12,224	$1,523.94	$11,401	$700.92	+$823.00 → CYS
2	$14,049	$969.73	$13,064	$864.84	+$985.00 → CYS
3	$15,613	$580.19	$15,051	$1,072.48	+$562.00 → CYS
4← crossover	$17,042	$335.64	$17,442	$1,337.22	$400.00 → FCPT
5	$18,425	$190.70	$20,340	$1,677.08	$1.9K → FCPT
6	$19,822	$107.33	$23,880	$2,116.57	$4.1K → FCPT
7	$21,270	$60.11	$28,241	$2,689.36	$7.0K → FCPT
8	$22,792	$33.58	$33,660	$3,442.07	$10.9K → FCPT
9	$24,407	$18.73	$40,456	$4,439.95	$16.0K → FCPT
10	$26,125	$10.44	$49,063	$5,775.28	$22.9K → FCPT

CYS vs FCPT: Complete Analysis 2026

CYS — Stock

CYS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CYS shares.

Full CYS Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.