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CYS vs XYLD: Dividend Comparison 2026

CYS yields 27.36% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CYS wins by $260.00 in total portfolio value
10 years
CYS
CYS
● Live price
27.36%
Share price
$7.31
Annual div
$2.00
5Y div CAGR
-44.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$10.44
Full CYS calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — CYS vs XYLD

📍 CYS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCYSXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CYS + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CYS pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYS
Annual income on $10K today (after 15% tax)
$2,325.58/yr
After 10yr DRIP, annual income (after tax)
$8.87/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,839.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CYS + XYLD for your $10,000?

CYS: 50%XYLD: 50%
100% XYLD50/50100% CYS
Portfolio after 10yr
$26.0K
Annual income
$1,680.73/yr
Blended yield
6.47%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYS buys
0
XYLD buys
0
No recent congressional trades found for CYS or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCYSXYLD
Forward yield27.36% ✓11.20%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-44.3%0% ✓
Portfolio after 10y$26.1K ✓$25.9K
Annual income after 10y$10.44$3,351.03 ✓
Total dividends collected$3.8K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CYS vs XYLD ($10,000, DRIP)

YearCYS PortfolioCYS Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,224$1,523.94$10,840$1,120.44+$1.4K → CYS
2$14,049$969.73$11,786$1,249.59+$2.3K → CYS
3$15,613$580.19$12,854$1,397.78+$2.8K → CYS
4$17,042$335.64$14,063$1,568.33+$3.0K → CYS
5$18,425$190.70$15,434$1,765.19+$3.0K → CYS
6$19,822$107.33$16,995$1,993.14+$2.8K → CYS
7$21,270$60.11$18,777$2,257.95+$2.5K → CYS
8$22,792$33.58$20,818$2,566.58+$2.0K → CYS
9$24,407$18.73$23,163$2,927.50+$1.2K → CYS
10$26,125$10.44$25,865$3,351.03+$260.00 → CYS

CYS vs XYLD: Complete Analysis 2026

CYS — Stock

CYS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CYS shares.

Full CYS Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.