Is CYSM or O a better dividend investment in 2026?

CYSM currently yields 1.54% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: O offers higher current income.

What is the dividend yield difference between CYSM and O?

CYSM has a forward dividend yield of 1.54% ($0.30/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 3.74 percentage points.

Home › Compare › CYSM vs O

CYSM vs O: Dividend Comparison 2026

CYSM yields 1.54% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CYSM wins by $21.95M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CYSM

● Live price

1.54%

Share price

$19.45

Annual div

$0.30

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.98M

Annual income

$19,547,470.13

Full CYSM calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.15

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,102.74

Full O calculator →

Portfolio growth — CYSM vs O

📍 CYSM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CYSM	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CYSM + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CYSM pays

O pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYSM

Annual income on $10K today (after 15% tax)

$131.11/yr

After 10yr DRIP, annual income (after tax)

$16,615,349.61/yr

Annual income on $10K today (after 15% tax)

$449.12/yr

After 10yr DRIP, annual income (after tax)

$4,337.33/yr

At 15% tax rate, CYSM beats the other by $16,611,012.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CYSM + O for your $10,000?

CYSM: 50%O: 50%

100% O50/50100% CYSM

Portfolio after 10yr

$11.01M

Annual income

$9,776,286.44/yr

Blended yield

88.81%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

CYSM

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.7% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYSM buys

O buys

Politician	Chamber	Ticker	Type	Amount	Date
Gilbert Cisneros	🏢 House	$O	▲ Buy	$1,001 - $15,000	2025-08-05
Ro Khanna	🏢 House	$O	▲ Buy	$1,001 - $15,000	2024-02-13
Ro Khanna	🏢 House	$O	▼ Sell	$1,001 - $15,000	2023-11-03
Ro Khanna	🏢 House	$O	▲ Buy	$1,001 - $15,000	2023-10-31
Ro Khanna	🏢 House	$O	▼ Sell	$1,001 - $15,000	2023-09-06
Ro Khanna	🏢 House	$O	▲ Buy	$1,001 - $15,000	2023-08-29
Ro Khanna	🏢 House	$O	▲ Buy	$1,001 - $15,000	2023-06-29
Ro Khanna	🏢 House	$O	▲ Buy	$1,001 - $15,000	2023-06-26
Ro Khanna	🏢 House	$O	▼ Sell	$1,001 - $15,000	2023-05-19
Gary Peters	🏛 Senate	$O	▲ Buy	$15,001 - $50,000	2023-03-14

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCYSMO

Forward yield	1.54%	5.28% ✓
Annual dividend / share	$0.30	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	15.1%
Portfolio after 10y	$21.98M	$34.2K ✓
Annual income after 10y	$19,547,470.13 ✓	$5,102.74
Total dividends collected	$21.77M ✓	$20.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: CYSM vs O ($10,000, DRIP)

Year	CYSM Portfolio	CYSM Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$11,008	$308.48	$10,818	$608.16	+$190.00 → CYSM
2	$12,414	$634.75	$11,787	$741.68	+$627.00 → CYSM
3	$14,621	$1,337.92	$12,946	$911.00	+$1.7K → CYSM
4	$18,590	$2,945.36	$14,345	$1,127.94	+$4.2K → CYSM
5	$26,891	$6,999.79	$16,056	$1,409.05	+$10.8K → CYSM
6	$47,699	$18,926.18	$18,171	$1,777.83	+$29.5K → CYSM
7	$113,789	$62,750.80	$20,820	$2,268.21	+$93.0K → CYSM
8	$401,559	$279,804.63	$24,188	$2,929.90	+$377.4K → CYSM
9	$2,275,322	$1,845,654.63	$28,533	$3,837.11	+$2.25M → CYSM
10	$21,982,065	$19,547,470.13	$34,235	$5,102.74	+$21.95M → CYSM

CYSM vs O: Complete Analysis 2026

CYSM — Stock

Community Bancorp of Santa Maria, through its subsidiary, Community Bank of Santa Maria, provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises home equity lines of credit, personal and commercial real estate loans, commercial construction loans, personal and vehicle loans, mortgage loans, agribusiness loans, commercial equipment loans, commercial and multi-family real estate loans, and commercial revolving lines of credit, as well as Redi-Credit. The company also provides credit and debit cards; and e-banking services. It operates through 2 full-service offices in the Central Coast area of California. The company was founded in 2001 and is based in Santa Maria, California.

Full CYSM Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.