Is CYT or QYLD a better dividend investment in 2026?

CYT currently yields 66.23% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CYT offers higher current income.

What is the dividend yield difference between CYT and QYLD?

CYT has a forward dividend yield of 66.23% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 54.31 percentage points.

Home › Compare › CYT vs QYLD

CYT vs QYLD: Dividend Comparison 2026

CYT yields 66.23% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CYT wins by $854.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CYT

● Live price

66.23%

Share price

$3.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$880.0K

Annual income

$221,634.45

Full CYT calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CYT vs QYLD

📍 CYT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CYT	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CYT + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CYT pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYT

Annual income on $10K today (after 15% tax)

$5,629.14/yr

After 10yr DRIP, annual income (after tax)

$188,389.28/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CYT beats the other by $183,578.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CYT + QYLD for your $10,000?

CYT: 50%QYLD: 50%

100% QYLD50/50100% CYT

Portfolio after 10yr

$452.7K

Annual income

$113,646.88/yr

Blended yield

25.10%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CYT

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$2.00

-33.8% upside vs current

Range: $2.00 — $2.00

Altman Z

9.4

Piotroski

1/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYT buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCYTQYLD

Forward yield	66.23% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$880.0K ✓	$25.4K
Annual income after 10y	$221,634.45 ✓	$5,659.31
Total dividends collected	$742.8K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CYT vs QYLD ($10,000, DRIP)

Year	CYT Portfolio	CYT Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$17,323	$6,622.52	$10,352	$1,192.36	+$7.0K → CYT
2	$29,256	$10,721.37	$10,830	$1,347.57	+$18.4K → CYT
3	$48,227	$16,923.00	$11,460	$1,539.07	+$36.8K → CYT
4	$77,675	$26,071.48	$12,275	$1,777.84	+$65.4K → CYT
5	$122,356	$39,243.54	$13,323	$2,078.95	+$109.0K → CYT
6	$188,694	$57,773.40	$14,667	$2,463.34	+$174.0K → CYT
7	$285,170	$83,268.01	$16,396	$2,960.57	+$268.8K → CYT
8	$422,742	$117,609.16	$18,631	$3,612.97	+$404.1K → CYT
9	$615,273	$162,940.02	$21,548	$4,482.15	+$593.7K → CYT
10	$879,977	$221,634.45	$25,398	$5,659.31	+$854.6K → CYT

CYT vs QYLD: Complete Analysis 2026

CYT — Stock

Cyteir Therapeutics, Inc., a clinical-stage biotechnology company, develops and commercializes the next-generation of precision oncology medicines. Its lead product CYT-0851, a novel, oral, once-daily, small molecule drug candidate that is in Phase I/II clinical trial for monotherapy in solid tumors and hematologic malignancies, as well as for combination therapy in solid tumors and hematologic malignancies. The company is also developing CYT-1853, which is in preclinical trials for solid tumors and hematologic malignancies. The company was incorporated in 2012 and is based in Lexington, Massachusetts.

Full CYT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.