Is CYT or VYM a better dividend investment in 2026?

CYT currently yields 66.23% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: CYT offers higher current income.

What is the dividend yield difference between CYT and VYM?

CYT has a forward dividend yield of 66.23% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 63.82 percentage points.

Home › Compare › CYT vs VYM

CYT vs VYM: Dividend Comparison 2026

CYT yields 66.23% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CYT wins by $852.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CYT

● Live price

66.23%

Share price

$3.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$880.0K

Annual income

$221,634.45

Full CYT calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — CYT vs VYM

📍 CYT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CYT	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CYT + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CYT pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYT

Annual income on $10K today (after 15% tax)

$5,629.14/yr

After 10yr DRIP, annual income (after tax)

$188,389.28/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, CYT beats the other by $188,152.52/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CYT + VYM for your $10,000?

CYT: 50%VYM: 50%

100% VYM50/50100% CYT

Portfolio after 10yr

$453.9K

Annual income

$110,956.49/yr

Blended yield

24.44%

📊

Analyst Conviction Gap

Where Wall Street is split right now

CYT

No analyst data

Price Target

$2.00

-33.8% upside vs current

Range: $2.00 — $2.00

Altman Z

9.4

Piotroski

1/9

VYM

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYT buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCYTVYM

Forward yield	66.23% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$880.0K ✓	$27.8K
Annual income after 10y	$221,634.45 ✓	$278.55
Total dividends collected	$742.8K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CYT vs VYM ($10,000, DRIP)

Year	CYT Portfolio	CYT Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$17,323	$6,622.52	$11,151	$241.44	+$6.2K → CYT
2	$29,256	$10,721.37	$12,413	$246.79	+$16.8K → CYT
3	$48,227	$16,923.00	$13,794	$251.79	+$34.4K → CYT
4	$77,675	$26,071.48	$15,306	$256.47	+$62.4K → CYT
5	$122,356	$39,243.54	$16,960	$260.84	+$105.4K → CYT
6	$188,694	$57,773.40	$18,768	$264.92	+$169.9K → CYT
7	$285,170	$83,268.01	$20,745	$268.71	+$264.4K → CYT
8	$422,742	$117,609.16	$22,905	$272.24	+$399.8K → CYT
9	$615,273	$162,940.02	$25,265	$275.51	+$590.0K → CYT
10	$879,977	$221,634.45	$27,842	$278.55	+$852.1K → CYT

CYT vs VYM: Complete Analysis 2026

CYT — Stock

Cyteir Therapeutics, Inc., a clinical-stage biotechnology company, develops and commercializes the next-generation of precision oncology medicines. Its lead product CYT-0851, a novel, oral, once-daily, small molecule drug candidate that is in Phase I/II clinical trial for monotherapy in solid tumors and hematologic malignancies, as well as for combination therapy in solid tumors and hematologic malignancies. The company is also developing CYT-1853, which is in preclinical trials for solid tumors and hematologic malignancies. The company was incorporated in 2012 and is based in Lexington, Massachusetts.

Full CYT Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this CYT vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CYT vs SCHD CYT vs JEPI CYT vs O CYT vs KO CYT vs MAIN CYT vs VIG CYT vs DGRO CYT vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.