HomeCompareCZAR vs SCHD

CZAR vs SCHD: Dividend Comparison 2026

CZAR yields 1.56% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.0K in total portfolio value
10 years
CZAR
CZAR
● Live price
1.56%
Share price
$30.06
Annual div
$0.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$172.87
Full CZAR calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CZAR vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCZARSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CZAR + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CZAR pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZAR
Annual income on $10K today (after 15% tax)
$132.80/yr
After 10yr DRIP, annual income (after tax)
$146.94/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $212.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CZAR + SCHD for your $10,000?

CZAR: 50%SCHD: 50%
100% SCHD50/50100% CZAR
Portfolio after 10yr
$25.5K
Annual income
$297.74/yr
Blended yield
1.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZAR buys
0
SCHD buys
0
No recent congressional trades found for CZAR or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCZARSCHD
Forward yield1.56%3.44%
Annual dividend / share$0.47$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.9K$29.0K
Annual income after 10y$172.87$422.61
Total dividends collected$1.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CZAR vs SCHD ($10,000, DRIP)

YearCZAR PortfolioCZAR Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,856$156.23$11,224$344.10$368.00SCHD
2$11,775$158.52$12,567$354.98$792.00SCHD
3$12,760$160.68$14,038$365.30$1.3KSCHD
4$13,815$162.73$15,648$375.06$1.8KSCHD
5$14,947$164.67$17,410$384.27$2.5KSCHD
6$16,160$166.50$19,335$392.95$3.2KSCHD
7$17,459$168.23$21,437$401.10$4.0KSCHD
8$18,852$169.87$23,733$408.75$4.9KSCHD
9$20,343$171.42$26,237$415.91$5.9KSCHD
10$21,939$172.87$28,968$422.61$7.0KSCHD

CZAR vs SCHD: Complete Analysis 2026

CZARStock

CZAR aims to mirror the performance of the Solactive Natural Monopoly Index, which includes global companies perceived to have a strong competitive edge within their sectors. The fund is focused on large- and mid-cap companies that meet certain requirements. This includes being part of a broader Solactive index aimed at Developed Markets, maintaining an average daily value traded, and meeting volume and free-float market capitalization percentage criteria. Stock selection for the fund is then based on fundamental financial metrics such as sales, profit margin, return on equity, inventory/total assets, and intangible assets/total assets. The top five firms within each sector are then chosen for the index. Weighting is designed to be sector-neutral, taking into consideration the free-float market capitalization of the index. Securities are then weighted equally within sectors, ensuring balanced exposure. CZAR is rebalanced seven business days after the semi-annual Selection Days in June and December.

Full CZAR Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.