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CZNB vs DGRO: Dividend Comparison 2026

CZNB yields 2000000.00% · DGRO yields 2.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CZNB wins by $1.6088281902868016e+32M in total portfolio value
10 years
CZNB
CZNB
● Live price
2000000.00%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
-26.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.6088281902868016e+32M
Annual income
$160,520,438,920,596,040,000,000,000,000,000,000,000.00
Full CZNB calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.13%
Share price
$68.98
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$239.96
Full DGRO calculator →

Portfolio growth — CZNB vs DGRO

📍 CZNB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCZNBDGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CZNB + DGRO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CZNB pays
DGRO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZNB
Annual income on $10K today (after 15% tax)
$170,000,000.00/yr
After 10yr DRIP, annual income (after tax)
$136,442,373,082,506,640,000,000,000,000,000,000,000.00/yr
DGRO
Annual income on $10K today (after 15% tax)
$181.24/yr
After 10yr DRIP, annual income (after tax)
$203.97/yr
At 15% tax rate, CZNB beats the other by $136,442,373,082,506,640,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CZNB + DGRO for your $10,000?

CZNB: 50%DGRO: 50%
100% DGRO50/50100% CZNB
Portfolio after 10yr
$8.044140951434008e+31M
Annual income
$80,260,219,460,298,020,000,000,000,000,000,000,000.00/yr
Blended yield
99.77%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZNB buys
0
DGRO buys
0
No recent congressional trades found for CZNB or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCZNBDGRO
Forward yield2000000.00% ✓2.13%
Annual dividend / share$2.00 ✓$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-26.9%0% ✓
Portfolio after 10y$1.6088281902868016e+32M$31.6K ✓
Annual income after 10y$160,520,438,920,596,040,000,000,000,000,000,000,000.00 ✓$239.96
Total dividends collected$1.6085907776646741e+32M$2.3K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CZNB vs DGRO ($10,000, DRIP)

YearCZNB PortfolioCZNB Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$146,210,700$146,200,000.00$11,293$213.22+$146.20M → CZNB
2$1,460,517,115,780$1,460,360,670,330.84$12,730$217.32+$1460517.10M → CZNB
3$9,967,570,536,270,028$9,966,007,782,956,144.00$14,326$221.10+$9967570536.26M → CZNB
4$46,476,900,685,019,410,000$46,466,235,384,545,600,000.00$16,098$224.56+$46476900685019.39M → CZNB
5$148,069,229,004,952,620,000,000$148,019,498,721,219,650,000,000.00$18,064$227.74+$148069229004952608.00M → CZNB
6$322,324,789,449,701,950,000,000,000$322,166,355,374,666,700,000,000,000.00$20,246$230.65+$322324789449701982208.00M → CZNB
7$479,463,095,715,790,140,000,000,000,000$479,118,208,191,078,900,000,000,000,000.00$22,666$233.30+$4.794630957157902e+23M → CZNB
8$487,410,758,732,831,160,000,000,000,000,000$486,897,733,220,415,300,000,000,000,000,000.00$25,349$235.73+$4.8741075873283114e+26M → CZNB
9$338,672,998,209,461,400,000,000,000,000,000,000$338,151,468,697,617,300,000,000,000,000,000,000.00$28,325$237.94+$3.3867299820946145e+29M → CZNB
10$160,882,819,028,680,150,000,000,000,000,000,000,000$160,520,438,920,596,040,000,000,000,000,000,000,000.00$31,624$239.96+$1.6088281902868016e+32M → CZNB

CZNB vs DGRO: Complete Analysis 2026

CZNB — Stock

Citizens Bancorp was founded in 1995 and is based in Nevada City, California.

Full CZNB Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.