HomeCompareCZNL vs NOBL

CZNL vs NOBL: Dividend Comparison 2026

CZNL yields 1.89% · NOBL yields 2.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CZNL wins by $2.8K in total portfolio value
10 years
CZNL
CZNL
● Live price
1.89%
Share price
$53.00
Annual div
$1.00
5Y div CAGR
13.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$857.35
Full CZNL calculator →
NOBL
NOBL
● Live price
2.14%
Share price
$106.01
Annual div
$2.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$246.19
Full NOBL calculator →

Portfolio growth — CZNL vs NOBL

📍 CZNL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCZNLNOBL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CZNL + NOBL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CZNL pays
NOBL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZNL
Annual income on $10K today (after 15% tax)
$160.38/yr
After 10yr DRIP, annual income (after tax)
$728.75/yr
NOBL
Annual income on $10K today (after 15% tax)
$182.19/yr
After 10yr DRIP, annual income (after tax)
$209.26/yr
At 15% tax rate, CZNL beats the other by $519.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CZNL + NOBL for your $10,000?

CZNL: 50%NOBL: 50%
100% NOBL50/50100% CZNL
Portfolio after 10yr
$24.2K
Annual income
$551.77/yr
Blended yield
2.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZNL buys
0
NOBL buys
0
No recent congressional trades found for CZNL or NOBL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCZNLNOBL
Forward yield1.89%2.14%
Annual dividend / share$1.00$2.27
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR13.7%0%
Portfolio after 10y$25.6K$22.8K
Annual income after 10y$857.35$246.19
Total dividends collected$4.7K$2.3K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CZNL vs NOBL ($10,000, DRIP)

YearCZNL PortfolioCZNL Income/yrNOBL PortfolioNOBL Income/yrGap
1← crossover$10,915$214.53$10,914$214.34+$1.00CZNL
2$11,927$248.81$11,897$218.63+$30.00CZNL
3$13,051$288.92$12,952$222.72+$99.00CZNL
4$14,301$335.94$14,086$226.62+$215.00CZNL
5$15,693$391.16$15,302$230.33+$391.00CZNL
6$17,248$456.11$16,607$233.85+$641.00CZNL
7$18,988$532.69$18,007$237.18+$981.00CZNL
8$20,940$623.15$19,508$240.35+$1.4KCZNL
9$23,136$730.25$21,116$243.35+$2.0KCZNL
10$25,613$857.35$22,841$246.19+$2.8KCZNL

CZNL vs NOBL: Complete Analysis 2026

CZNLStock

Citizens National Corporation operates as the bank holding company for Citizens Bank of Kentucky that provides various banking products and services in the United States. It offers checking and savings accounts, IRAs, and certificates of deposit; consumer, home equity, mortgage/real estate, and business loans; healthcare, online, and mobile banking services; cash management services; remote deposit capture services; and debit and credit cards. The company was founded in 1909 and is based in Paintsville, Kentucky.

Full CZNL Calculator →

NOBLETF

The fund will invest at least 80% of its total assets in component securities of the index. The index contains a minimum of 40 stocks, which are equally weighted, and no single sector is allowed to comprise more than 30% of the index weight. It seeks to remain fully invested at all times in securities and/or financial instruments that, in combination, provide exposure to the returns of the index without regard to market conditions, trends or direction.

Full NOBL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.