Is CZOO or HDV a better dividend investment in 2026?

CZOO currently yields 33.11% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: CZOO offers higher current income.

What is the dividend yield difference between CZOO and HDV?

CZOO has a forward dividend yield of 33.11% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 30.19 percentage points.

Home › Compare › CZOO vs HDV

CZOO vs HDV: Dividend Comparison 2026

CZOO yields 33.11% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CZOO wins by $133.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CZOO

● Live price

33.11%

Share price

$6.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$158.1K

Annual income

$22,785.40

Full CZOO calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — CZOO vs HDV

📍 CZOO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CZOO	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CZOO + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CZOO pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZOO

Annual income on $10K today (after 15% tax)

$2,814.57/yr

After 10yr DRIP, annual income (after tax)

$19,367.59/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, CZOO beats the other by $19,068.64/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CZOO + HDV for your $10,000?

CZOO: 50%HDV: 50%

100% HDV50/50100% CZOO

Portfolio after 10yr

$91.2K

Annual income

$11,568.56/yr

Blended yield

12.68%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CZOO right now

CZOO

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$405.83

+6619.0% upside vs current

Range: $11.65 — $800.00

Altman Z

-2.7

Piotroski

2/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZOO buys

HDV buys

No recent congressional trades found for CZOO or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCZOOHDV

Forward yield	33.11% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$158.1K ✓	$24.3K
Annual income after 10y	$22,785.40 ✓	$351.71
Total dividends collected	$111.9K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CZOO vs HDV ($10,000, DRIP)

Year	CZOO Portfolio	CZOO Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$14,011	$3,311.26	$11,002	$291.67	+$3.0K → CZOO
2	$19,328	$4,335.97	$12,082	$299.61	+$7.2K → CZOO
3	$26,271	$5,590.01	$13,247	$307.23	+$13.0K → CZOO
4	$35,211	$7,100.98	$14,503	$314.52	+$20.7K → CZOO
5	$46,570	$8,894.79	$15,854	$321.50	+$30.7K → CZOO
6	$60,825	$10,994.74	$17,308	$328.15	+$43.5K → CZOO
7	$78,504	$13,420.66	$18,871	$334.49	+$59.6K → CZOO
8	$100,187	$16,188.11	$20,551	$340.53	+$79.6K → CZOO
9	$126,508	$19,307.85	$22,357	$346.27	+$104.2K → CZOO
10	$158,149	$22,785.40	$24,296	$351.71	+$133.9K → CZOO

CZOO vs HDV: Complete Analysis 2026

CZOO — Stock

Cazoo Group Ltd operates as an online car retailer in the United Kingdom and rest of Europe. It allows consumers to purchase, finance, and subscribe to a car through online for delivery or collection. The company was founded in 2018 and is headquartered in London, the United Kingdom. Cazoo Group Ltd is a subsidiary of Cazoo Holdings Limited.

Full CZOO Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this CZOO vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CZOO vs SCHD CZOO vs JEPI CZOO vs O CZOO vs KO CZOO vs MAIN CZOO vs VYM CZOO vs DVY CZOO vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.