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CZOO vs PM: Dividend Comparison 2026

CZOO yields 33.11% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CZOO wins by $108.6K in total portfolio value
10 years
CZOO
CZOO
● Live price
33.11%
Share price
$6.04
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$158.1K
Annual income
$22,785.40
Full CZOO calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — CZOO vs PM

📍 CZOO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCZOOPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CZOO + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CZOO pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CZOO
Annual income on $10K today (after 15% tax)
$2,814.57/yr
After 10yr DRIP, annual income (after tax)
$19,367.59/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, CZOO beats the other by $17,249.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CZOO + PM for your $10,000?

CZOO: 50%PM: 50%
100% PM50/50100% CZOO
Portfolio after 10yr
$103.9K
Annual income
$12,638.71/yr
Blended yield
12.17%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

CZOO
Analyst Ratings
1
Buy
4
Hold
Consensus: Hold
Price Target
$405.83
+6619.0% upside vs current
Range: $11.65 — $800.00
Altman Z
-2.7
Piotroski
2/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CZOO buys
0
PM buys
0
No recent congressional trades found for CZOO or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCZOOPM
Forward yield33.11%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$158.1K$49.6K
Annual income after 10y$22,785.40$2,492.02
Total dividends collected$111.9K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$405.83$194.30

Year-by-year: CZOO vs PM ($10,000, DRIP)

YearCZOO PortfolioCZOO Income/yrPM PortfolioPM Income/yrGap
1← crossover$14,011$3,311.26$11,648$408.29+$2.4KCZOO
2$19,328$4,335.97$13,589$495.90+$5.7KCZOO
3$26,271$5,590.01$15,877$603.21+$10.4KCZOO
4$35,211$7,100.98$18,580$734.88+$16.6KCZOO
5$46,570$8,894.79$21,781$896.75+$24.8KCZOO
6$60,825$10,994.74$25,578$1,096.12+$35.2KCZOO
7$78,504$13,420.66$30,092$1,342.17+$48.4KCZOO
8$100,187$16,188.11$35,470$1,646.46+$64.7KCZOO
9$126,508$19,307.85$41,892$2,023.58+$84.6KCZOO
10$158,149$22,785.40$49,578$2,492.02+$108.6KCZOO

CZOO vs PM: Complete Analysis 2026

CZOOStock

Cazoo Group Ltd operates as an online car retailer in the United Kingdom and rest of Europe. It allows consumers to purchase, finance, and subscribe to a car through online for delivery or collection. The company was founded in 2018 and is headquartered in London, the United Kingdom. Cazoo Group Ltd is a subsidiary of Cazoo Holdings Limited.

Full CZOO Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.