Is DBSDY or XYLD a better dividend investment in 2026?

DBSDY currently yields 3.56% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between DBSDY and XYLD?

DBSDY has a forward dividend yield of 3.56% ($6.38/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.42 percentage points.

Home › Compare › DBSDY vs XYLD

DBSDY vs XYLD: Dividend Comparison 2026

DBSDY yields 3.56% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DBSDY wins by $978.59M in total portfolio value

INVESTMENT

TIME HORIZON10 years

DBSDY

● Live price

3.56%

Share price

$179.27

Annual div

$6.38

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$978.61M

Annual income

$928,478,970.75

Full DBSDY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — DBSDY vs XYLD

📍 DBSDY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DBSDY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DBSDY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DBSDY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DBSDY

Annual income on $10K today (after 15% tax)

$302.42/yr

After 10yr DRIP, annual income (after tax)

$789,207,125.14/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, DBSDY beats the other by $789,204,388.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DBSDY + XYLD for your $10,000?

DBSDY: 50%XYLD: 50%

100% XYLD50/50100% DBSDY

Portfolio after 10yr

$489.32M

Annual income

$464,241,094.89/yr

Blended yield

94.88%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on DBSDY right now

DBSDY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.5

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DBSDY buys

XYLD buys

No recent congressional trades found for DBSDY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDBSDYXYLD

Forward yield	3.56%	10.98% ✓
Annual dividend / share	$6.38 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$978.61M ✓	$25.3K
Annual income after 10y	$928,478,970.75 ✓	$3,219.02
Total dividends collected	$974.98M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: DBSDY vs XYLD ($10,000, DRIP)

Year	DBSDY Portfolio	DBSDY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,412	$711.57	$10,818	$1,098.39	+$594.00 → DBSDY
2	$13,728	$1,517.78	$11,738	$1,222.51	+$2.0K → DBSDY
3	$18,102	$3,412.88	$12,774	$1,364.64	+$5.3K → DBSDY
4	$27,781	$8,411.66	$13,944	$1,527.86	+$13.8K → DBSDY
5	$53,855	$24,129.38	$15,270	$1,715.87	+$38.6K → DBSDY
6	$145,057	$87,432.38	$16,775	$1,933.09	+$128.3K → DBSDY
7	$595,393	$440,182.33	$18,490	$2,184.87	+$576.9K → DBSDY
8	$4,014,171	$3,377,100.25	$20,450	$2,477.63	+$3.99M → DBSDY
9	$46,853,246	$42,558,082.93	$22,697	$2,819.19	+$46.83M → DBSDY
10	$978,611,944	$928,478,970.75	$25,280	$3,219.02	+$978.59M → DBSDY

DBSDY vs XYLD: Complete Analysis 2026

DBSDY — Stock

DBS Group Holdings Ltd provides financial products and services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. It operates through Consumer Banking/Wealth Management, Institutional Banking, Treasury Markets, and Others segments. The Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. The Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. The Others segment offers Islamic banking services. The company was founded in 1968 and is headquartered in Singapore.

Full DBSDY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.