Is DCAP or O a better dividend investment in 2026?

DCAP currently yields 0.08% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: O offers higher current income.

What is the dividend yield difference between DCAP and O?

DCAP has a forward dividend yield of 0.08% ($0.02/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 5.20 percentage points.

Home › Compare › DCAP vs O

DCAP vs O: Dividend Comparison 2026

DCAP yields 0.08% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 O wins by $14.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DCAP

● Live price

0.08%

Share price

$21.11

Annual div

$0.02

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.8K

Annual income

$7.88

Full DCAP calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.15

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,102.74

Full O calculator →

Portfolio growth — DCAP vs O

📍 O pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DCAP	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DCAP + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DCAP pays

O pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DCAP

Annual income on $10K today (after 15% tax)

$6.67/yr

After 10yr DRIP, annual income (after tax)

$6.70/yr

Annual income on $10K today (after 15% tax)

$449.12/yr

After 10yr DRIP, annual income (after tax)

$4,337.33/yr

At 15% tax rate, O beats the other by $4,330.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DCAP + O for your $10,000?

DCAP: 50%O: 50%

100% O50/50100% DCAP

Portfolio after 10yr

$27.0K

Annual income

$2,555.31/yr

Blended yield

9.46%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

DCAP

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.7% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DCAP buys

O buys

No recent congressional trades found for DCAP or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDCAPO

Forward yield	0.08%	5.28% ✓
Annual dividend / share	$0.02	$3.23 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.1% ✓
Portfolio after 10y	$19.8K	$34.2K ✓
Annual income after 10y	$7.88	$5,102.74 ✓
Total dividends collected	$79.00 ✓	$20.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: DCAP vs O ($10,000, DRIP)

Year	DCAP Portfolio	DCAP Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$10,708	$7.84	$10,818	$608.16	$110.00 → O
2	$11,465	$7.85	$11,787	$741.68	$322.00 → O
3	$12,276	$7.86	$12,946	$911.00	$670.00 → O
4	$13,143	$7.86	$14,345	$1,127.94	$1.2K → O
5	$14,071	$7.87	$16,056	$1,409.05	$2.0K → O
6	$15,064	$7.87	$18,171	$1,777.83	$3.1K → O
7	$16,126	$7.87	$20,820	$2,268.21	$4.7K → O
8	$17,263	$7.88	$24,188	$2,929.90	$6.9K → O
9	$18,479	$7.88	$28,533	$3,837.11	$10.1K → O
10	$19,780	$7.88	$34,235	$5,102.74	$14.5K → O

DCAP vs O: Complete Analysis 2026

DCAP — Stock

DCAP takes two different approaches to investing in the US equity market, utilizing both passively managed broad-based ETFs and actively selecting individual stocks. The passive approach aims to maintain consistent diversification and foundation for the portfolio. Individual stocks are selected based on an assessment of competitive advantages, growth rates relative to peers, business models, and financial strength. The portfolio may tilt towards one approach over the other based on macroeconomic developments, valuation, and technical indicators. The funds options overly strategies aim to generate income which may include covered calls, put spreads, call spreads, and iron condors. All option strategies will be risk-defined using option spreads, with the maximum risk being the difference between the strike prices less the premium received.

Full DCAP Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.