HomeCompareDCMDX vs SCHD

DCMDX vs SCHD: Dividend Comparison 2026

DCMDX yields 12.29% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DCMDX wins by $16.0K in total portfolio value
10 years
DCMDX
DCMDX
● Live price
12.29%
Share price
$16.98
Annual div
$2.09
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.0K
Annual income
$2,642.81
Full DCMDX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — DCMDX vs SCHD

📍 DCMDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDCMDXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DCMDX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DCMDX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DCMDX
Annual income on $10K today (after 15% tax)
$1,044.33/yr
After 10yr DRIP, annual income (after tax)
$2,246.39/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, DCMDX beats the other by $1,887.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DCMDX + SCHD for your $10,000?

DCMDX: 50%SCHD: 50%
100% SCHD50/50100% DCMDX
Portfolio after 10yr
$37.0K
Annual income
$1,532.70/yr
Blended yield
4.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DCMDX buys
0
SCHD buys
0
No recent congressional trades found for DCMDX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDCMDXSCHD
Forward yield12.29%3.44%
Annual dividend / share$2.09$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$45.0K$29.0K
Annual income after 10y$2,642.81$422.61
Total dividends collected$19.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DCMDX vs SCHD ($10,000, DRIP)

YearDCMDX PortfolioDCMDX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,929$1,228.62$11,224$344.10+$705.00DCMDX
2$14,133$1,369.70$12,567$354.98+$1.6KDCMDX
3$16,639$1,516.68$14,038$365.30+$2.6KDCMDX
4$19,473$1,668.80$15,648$375.06+$3.8KDCMDX
5$22,661$1,825.21$17,410$384.27+$5.3KDCMDX
6$26,233$1,985.10$19,335$392.95+$6.9KDCMDX
7$30,216$2,147.62$21,437$401.10+$8.8KDCMDX
8$34,644$2,311.94$23,733$408.75+$10.9KDCMDX
9$39,546$2,477.26$26,237$415.91+$13.3KDCMDX
10$44,957$2,642.81$28,968$422.61+$16.0KDCMDX

DCMDX vs SCHD: Complete Analysis 2026

DCMDXStock

The investment seeks to provide positive returns in rising and falling market environments. The sub-adviser seeks to achieve attractive absolute returns by utilizing an event driven strategy across a diversified set of equities while actively managing risk to preserve capital, minimize volatility, and maintain liquidity. The sub-adviser generally seeks to accomplish this objective by investing in equities (including common stock, initial public offerings ("IPOs") and other new issues) and equity-related securities (including preferred stock, options, swaps, forwards and warrants) across a diversified range of industries.

Full DCMDX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.