Is DCYHY or FCPT a better dividend investment in 2026?

DCYHY currently yields 0.77% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between DCYHY and FCPT?

DCYHY has a forward dividend yield of 0.77% ($0.21/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 5.28 percentage points.

Home › Compare › DCYHY vs FCPT

DCYHY vs FCPT: Dividend Comparison 2026

DCYHY yields 0.77% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $27.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DCYHY

● Live price

0.77%

Share price

$27.15

Annual div

$0.21

5Y div CAGR

12.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$281.02

Full DCYHY calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — DCYHY vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DCYHY	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, DCYHY + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

DCYHY pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DCYHY

Annual income on $10K today (after 15% tax)

$65.42/yr

After 10yr DRIP, annual income (after tax)

$238.87/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,670.12/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DCYHY + FCPT for your $10,000?

DCYHY: 50%FCPT: 50%

100% FCPT50/50100% DCYHY

Portfolio after 10yr

$35.4K

Annual income

$3,028.15/yr

Blended yield

8.54%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

DCYHY

No analyst data

Altman Z

0.7

Piotroski

7/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DCYHY buys

FCPT buys

No recent congressional trades found for DCYHY or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDCYHYFCPT

Forward yield	0.77%	6.05% ✓
Annual dividend / share	$0.21	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	12.8%	15.8% ✓
Portfolio after 10y	$21.8K	$49.1K ✓
Annual income after 10y	$281.02	$5,775.28 ✓
Total dividends collected	$1.7K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: DCYHY vs FCPT ($10,000, DRIP)

Year	DCYHY Portfolio	DCYHY Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$10,787	$86.82	$11,401	$700.92	$614.00 → FCPT
2	$11,641	$98.73	$13,064	$864.84	$1.4K → FCPT
3	$12,568	$112.32	$15,051	$1,072.48	$2.5K → FCPT
4	$13,575	$127.84	$17,442	$1,337.22	$3.9K → FCPT
5	$14,671	$145.57	$20,340	$1,677.08	$5.7K → FCPT
6	$15,864	$165.85	$23,880	$2,116.57	$8.0K → FCPT
7	$17,164	$189.06	$28,241	$2,689.36	$11.1K → FCPT
8	$18,581	$215.63	$33,660	$3,442.07	$15.1K → FCPT
9	$20,127	$246.09	$40,456	$4,439.95	$20.3K → FCPT
10	$21,817	$281.02	$49,063	$5,775.28	$27.2K → FCPT

DCYHY vs FCPT: Complete Analysis 2026

DCYHY — Stock

Discovery Limited provides various insurance products and services primarily in South Africa, the United Kingdom, and the United States. It operates through Health South Africa, Life South Africa, Invest South Africa, Vitality South Africa, Insure South Africa, Bank South Africa, Health United Kingdom, Life United Kingdom, and All Other segments. The company offers health, life, car, and home insurance products; motor, building, household content, and portable possessions insurance products; and commercial short-term risk insurance products. It also provides investment products and credit cards; retail banking solutions; and Vitality, which offers health and lifestyle benefits, such as rewards for living healthier, driving well, and banking well. The company was formerly known as Discovery Holdings Limited and changed its name to Discovery Limited in December 2012. Discovery Limited was incorporated in 1992 and is based in Sandton, South Africa.

Full DCYHY Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this DCYHY vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

DCYHY vs SCHD DCYHY vs JEPI DCYHY vs O DCYHY vs KO DCYHY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.