Is DCYHY or VYM a better dividend investment in 2026?

DCYHY currently yields 0.77% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VYM offers higher current income.

What is the dividend yield difference between DCYHY and VYM?

DCYHY has a forward dividend yield of 0.77% ($0.21/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.64 percentage points.

Home › Compare › DCYHY vs VYM

DCYHY vs VYM: Dividend Comparison 2026

DCYHY yields 0.77% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $6.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

DCYHY

● Live price

0.77%

Share price

$27.15

Annual div

$0.21

5Y div CAGR

12.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$281.02

Full DCYHY calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — DCYHY vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	DCYHY	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, DCYHY + VYM cover 0 of 12 months — good coverage

Jan

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Mar

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Apr

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Sep

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Oct

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Dec

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DCYHY pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DCYHY

Annual income on $10K today (after 15% tax)

$65.42/yr

After 10yr DRIP, annual income (after tax)

$238.87/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, DCYHY beats the other by $2.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of DCYHY + VYM for your $10,000?

DCYHY: 50%VYM: 50%

100% VYM50/50100% DCYHY

Portfolio after 10yr

$24.8K

Annual income

$279.78/yr

Blended yield

1.13%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DCYHY buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricDCYHYVYM

Forward yield	0.77%	2.41% ✓
Annual dividend / share	$0.21	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	12.8% ✓	0%
Portfolio after 10y	$21.8K	$27.8K ✓
Annual income after 10y	$281.02 ✓	$278.55
Total dividends collected	$1.7K	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: DCYHY vs VYM ($10,000, DRIP)

Year	DCYHY Portfolio	DCYHY Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$10,787	$86.82	$11,151	$241.44	$364.00 → VYM
2	$11,641	$98.73	$12,413	$246.79	$772.00 → VYM
3	$12,568	$112.32	$13,794	$251.79	$1.2K → VYM
4	$13,575	$127.84	$15,306	$256.47	$1.7K → VYM
5	$14,671	$145.57	$16,960	$260.84	$2.3K → VYM
6	$15,864	$165.85	$18,768	$264.92	$2.9K → VYM
7	$17,164	$189.06	$20,745	$268.71	$3.6K → VYM
8	$18,581	$215.63	$22,905	$272.24	$4.3K → VYM
9	$20,127	$246.09	$25,265	$275.51	$5.1K → VYM
10	$21,817	$281.02	$27,842	$278.55	$6.0K → VYM

DCYHY vs VYM: Complete Analysis 2026

DCYHY — Stock

Discovery Limited provides various insurance products and services primarily in South Africa, the United Kingdom, and the United States. It operates through Health South Africa, Life South Africa, Invest South Africa, Vitality South Africa, Insure South Africa, Bank South Africa, Health United Kingdom, Life United Kingdom, and All Other segments. The company offers health, life, car, and home insurance products; motor, building, household content, and portable possessions insurance products; and commercial short-term risk insurance products. It also provides investment products and credit cards; retail banking solutions; and Vitality, which offers health and lifestyle benefits, such as rewards for living healthier, driving well, and banking well. The company was formerly known as Discovery Holdings Limited and changed its name to Discovery Limited in December 2012. Discovery Limited was incorporated in 1992 and is based in Sandton, South Africa.

Full DCYHY Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.