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DDF vs SCHD: Dividend Comparison 2026

DDF yields 7.83% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 DDF wins by $89964.19M in total portfolio value
10 years
DDF
DDF
● Live price
7.83%
Share price
$7.24
Annual div
$0.57
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$89964.22M
Annual income
$87,810,995,635.49
Full DDF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — DDF vs SCHD

📍 DDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDDFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DDF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DDF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DDF
Annual income on $10K today (after 15% tax)
$665.91/yr
After 10yr DRIP, annual income (after tax)
$74,639,346,290.17/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, DDF beats the other by $74,639,345,928.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DDF + SCHD for your $10,000?

DDF: 50%SCHD: 50%
100% SCHD50/50100% DDF
Portfolio after 10yr
$44982.12M
Annual income
$43,905,498,030.71/yr
Blended yield
97.61%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DDF buys
0
SCHD buys
0
No recent congressional trades found for DDF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDDFSCHD
Forward yield7.83%3.46%
Annual dividend / share$0.57$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$89964.22M$29.0K
Annual income after 10y$87,810,995,635.49$425.95
Total dividends collected$89817.07M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: DDF vs SCHD ($10,000, DRIP)

YearDDF PortfolioDDF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,267$1,566.85$11,226$346.36+$1.0KDDF
2$16,718$3,592.58$12,572$357.38+$4.1KDDF
3$27,040$9,151.82$14,046$367.84+$13.0KDDF
4$56,601$27,667.90$15,660$377.73+$40.9KDDF
5$168,815$108,252.01$17,425$387.07+$151.4KDDF
6$784,122$603,489.56$19,354$395.86+$764.8KDDF
7$6,078,492$5,239,482.30$21,461$404.13+$6.06MDDF
8$82,422,389$75,918,401.72$23,762$411.89+$82.40MDDF
9$2,012,358,201$1,924,166,245.11$26,272$419.15+$2012.33MDDF
10$89,964,218,910$87,810,995,635.49$29,010$425.95+$89964.19MDDF

DDF vs SCHD: Complete Analysis 2026

DDFStock

Delaware Investments Dividend and Income Fund, Inc. is a closed-ended equity mutual fund launched by Delaware Management Holdings, Inc. It is managed by Delaware Management Company. The fund invests in public equity markets of the United States. It seeks to invest in stocks of companies operating across diversified sectors. The fund primarily invests in dividend paying value stocks of large cap companies. It benchmarks the performance of its portfolio against the S&P 500 Index and the Lipper Closed-End Income and Preferred Stock Funds Average. Delaware Investments Dividend and Income Fund, Inc. was formed on March 26, 1993 and is domiciled in the United States.

Full DDF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.