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DDIV vs XYLD: Dividend Comparison 2026

DDIV yields 1.77% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $3.6K in total portfolio value· pulled ahead in Year 3
10 years
DDIV
DDIV
● Live price
1.77%
Share price
$40.44
Annual div
$0.72
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.3K
Annual income
$198.72
Full DDIV calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — DDIV vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDDIVXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DDIV + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DDIV pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DDIV
Annual income on $10K today (after 15% tax)
$150.61/yr
After 10yr DRIP, annual income (after tax)
$168.91/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,679.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DDIV + XYLD for your $10,000?

DDIV: 50%XYLD: 50%
100% XYLD50/50100% DDIV
Portfolio after 10yr
$24.1K
Annual income
$1,774.87/yr
Blended yield
7.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DDIV buys
0
XYLD buys
0
No recent congressional trades found for DDIV or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDDIVXYLD
Forward yield1.77%11.20%
Annual dividend / share$0.72$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.3K$25.9K
Annual income after 10y$198.72$3,351.03
Total dividends collected$1.9K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: DDIV vs XYLD ($10,000, DRIP)

YearDDIV PortfolioDDIV Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,877$177.19$10,840$1,120.44+$37.00DDIV
2$11,819$180.12$11,786$1,249.59+$33.00DDIV
3← crossover$12,829$182.91$12,854$1,397.78$25.00XYLD
4$13,913$185.55$14,063$1,568.33$150.00XYLD
5$15,074$188.06$15,434$1,765.19$360.00XYLD
6$16,320$190.44$16,995$1,993.14$675.00XYLD
7$17,655$192.68$18,777$2,257.95$1.1KXYLD
8$19,086$194.81$20,818$2,566.58$1.7KXYLD
9$20,619$196.82$23,163$2,927.50$2.5KXYLD
10$22,261$198.72$25,865$3,351.03$3.6KXYLD

DDIV vs XYLD: Complete Analysis 2026

DDIVStock

The First Trust Dorsey Wright Momentum & Dividend ETF, formerly the First Trust RBA Quality Income ETF, seeks investment results that correspond generally to the price and yield (before the Fund's fees and expenses) of an index called the Dorsey Wright Momentum Plus Dividend Yield Index (the "Index"). Under normal conditions, the Fund will invest at least 90% of its net assets (including investment borrowings) in the equity securities that comprise the Index. The Fund, using an indexing investment approach, attempts to replicate, before fees and expenses, the performance of the Index. The Fund's investment advisor seeks a correlation of 0.95 or better (before fees and expenses) between the Fund's performance and the performance of the Index; a figure of 1.00 would represent perfect correlation. The Index is owned and was developed by Nasdaq, Inc. (the "Index Provider").

Full DDIV Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.